Mortgages

Mortgage tools and calculators

 

Mortgage tools

Find out how much you can borrow for a home purchase 


  • Use this tool whether it's your first home or next
  • Get a dedicated CIBC Mortgage Advisor who will guide you through the next steps
  •  Ready to buy? Easily convert your pre-qualification to a pre-approval with a rate-hold
  • For an accurate estimate, a credit check is required — this is not a credit application and won’t affect your credit score
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An external mortgage coming up for renewal?

 

  • Expert personalized advice
  • A dedicated CIBC Mortgage Advisor who will guide you through the next steps
  •  Easy conversion of your pre-qualification to a pre-approval with a rate-hold
  • Options to be mortgage-free faster, or unlock your home's equity to help pay for renovations or your next vacation.
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Talk to a CIBC Mortgage Advisor for any other need

 

  • Get pre-approved to lock your rate in and shop for a home with confidence. If mortgage interest rates go up, you're protected with a locked-in rate.
  • Get a mortgage for your first or next property.
  • Refinance your mortgage to secure a great rate.
  • Use your home equity to help pay for major purchases or consolidate debt.

Pre-qualified vs. pre-approved

Mortgage calculators

Mortgage affordability calculator

Input your income and expenses to get an estimate on how much mortgage you can afford. Want an even more personalized experience? Check out our pre-qualification tool.

Mortgage payment calculator

Calculate how much your mortgage payments could be. See how changing your payment frequency and making prepayments might help you save on your interest cost over the life of your mortgage.

Mortgage prepayment charge calculator

Pay off your mortgage faster. Find out what it may cost you to pay all or part of your closed mortgage before the maturity date.

Home equity calculator

Borrowing from your home equity could help you make a major purchase, renovate or consolidate debt. Calculate your available home equity and how much you could borrow based on this amount.

Let's talk about your next move

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