More savings with less stress? That’s the impact of advice

Financial advice leads to greater financial success by helping clients save more and invest more effectively.² These results stem from personalized plans that help clients stay disciplined and make better financial decisions.

Shelley, a chef who redefined her retirement, is a prime example of how expert advice can lead to a meaningful lifestyle shift. After receiving an inheritance, Shelley was uncertain about managing her finances. With the help of Jason, her CIBC Imperial Service advisor, she created a plan that allowed her to transition to a new business and spend more time with her family. "Jason at CIBC gave me the confidence to manage my money," Shelley shared. "I’m feeling so much more alive now."

Advisors do more than provide investment advice — they provide comprehensive planning tailored to your goals and values. Whether you’re planning for major life events, securing your financial future in retirement or managing your wealth to align with your values, an advisor can help you define and achieve your goals.

For over 20 years, Carol, a single mother of three, worked with her CIBC Imperial Service advisor, Richard, to manage her finances. Richard’s advice helped Carol achieve her mother’s dream of owning a home in Jamaica. "He gave me the money education I didn’t have," Carol says. "He made it come true." Stories like Carol’s illustrate the long-term value of financial advice, which provides not only financial growth but also the fulfillment of deeply personal goals.

In addition to financial benefits, working with an advisor offers peace of mind and emotional support. Canadians who work with a financial professional are 33% less likely to feel stressed about money and 23% less likely to lose sleep over financial worries compared to those who don’t³. This reduction in financial stress allows clients to feel more secure and confident about their futures.

Moreover, more than half — 52% — of Canadians who worked with a financial professional in 2023 took actions to improve their personal finances, underscoring how advisors help people take proactive steps toward financial well-being³. Those who work with financial professionals are also more optimistic about their financial futures, which highlights the emotional benefits of professional advice.³

Both Shelley’s and Carol’s stories are powerful reminders of the transformative impact financial advice can have. Shelley’s journey toward redefining her work and personal life, and Carol’s 20-year partnership with her advisor, which fulfilled her mother’s dream, showcase how financial advice is not just about numbers — it’s about realizing big life goals.

Whether you’re nearing retirement, building wealth or just beginning your financial journey, working with a financial advisor can help you achieve what matters to you. Start by scheduling a meeting with your advisor to review your goals and strategies, and explore new opportunities for growth.