Mortgage Selector


Say goodbye to paper forms, scanning and faxing. Complete your mortgage on your phone with our mobile mortgage app, CIBC Hello Home™.

Learn more

The CIBC Mortgage Selector can help you find a mortgage that suits your needs. Simply enter your information below.

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
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Based on your answers, we recommend: CIBC Better Than Posted Mortgage® CIBC Fixed-Rate Closed Mortgage CIBC Convertible Mortgage CIBC Variable Flex Mortgage®

To finance a new home purchase with a closing date more than 90 days in the future, please call us at 1-866-525-8622.

Great for first time homebuyers, the CIBC Better Than Posted Mortgage offers guaranteed reductions on posted rates. You'll be able to:

  • Get the security of a fixed interest rate
  • Prepay up to 10% of original principal mortgage amount annually
  • Your mortgage payments (principal and interest) can be increased up to 100% of the original regular payment amount any time during the term. The extra amount is applied directly to the principal, reducing overall costs
Get Pre-Approved Learn more

Offering a secure rate for the term of your choice, the CIBC Fixed-Rate Closed Mortgage keeps your payments predictable. You'll be able to:

  • Lock in to a competitive interest rate for the term of your mortgage
  • Prepay up to 10% of original principal mortgage amount annually
  • Your mortgage payment amount (principal and interest) can be increased up to 100% of the original regular payment amount any time during the term. The extra amount is applied directly to the principal, reducing overall costs
Get Pre-Approved Learn more

For a short term mortgage that offers you the option to convert your rate, the CIBC Convertible Mortgage is the flexible choice. You'll be able to:

  • Secure a fixed interest rate for your term
  • convert to a closed-term CIBC mortgage without any prepayment costs
  • Increase up to 100% of your original regular payment (principal and interest) during the term
Get Pre-Approved Learn more

For a low rate that will fluctuate based on the CIBC Prime Rate, the CIBC Variable Flex Mortgage also adds the convenience of conversion. You'll be able to:

  • Prepay up to 20% of your original mortgage amount annually
  • Convert into a fixed rate closed mortgage term of 3 years or more at any time
  • Know your interest rate will fluctuate, but could potentially be higher or lower over the term of your mortgage
Get Pre-Approved Learn more

Need to meet?

We also offer

CIBC New Resident and Non-Resident Mortgage Offers

Flexible mortgage solutions for a new home or an investment property away from home

CIBC Self-Employed Recognition Mortgage™

Simplified approval process for entrepreneurs or the self-employed.

Wealth Builder Option for CIBC Mortgages™

Competitive rate and cash back that can be put towards investments and more.

Up to 5% cash back

Cash back based on your mortgage amount and term.

More for your mortgage:

CIBC Home Power® Plan Line of Credit

For access to an ongoing source of funding. A CIBC Home Power Plan line of credit offers flexibility value to meet your borrowing needs.

CIBC Personal Line of Credit

A CIBC Personal line of credit is a great way to borrow for ongoing access to funds ranging from $5,000 to $200,000, based on your circumstances.

Mortgage Life Insurance

Help protect your family's home with Creditor Insurance for CIBC Mortgages.

1-866-525-8622Find a Branch
Buy your first home
Buy your next property
Renew your mortgage
Use your home equity
Move your mortgage to CIBC
Less than 4 months
More than 4 months
Employed (wage, salary or commission-based)
Self-employed
New Resident or Non Resident
Variable
Fixed
Less than 1 year
1 to 2 years
3 to 5 years
More than 5 years
Yes
No