Cash Management

If your business has more complex cash management needs, put CIBC to work for you. From payment processing to account management to tax filing, we offer services that will save you time and lower your operating costs.


CIBC Cash Management Online for Small Business 

CIBC Cash Management Online (CMO) for Small Business delivers secure, 24/7 access to a comprehensive suite of online cash management products and services in a scalable, user-friendly and fully supported online tool.

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Cash Management Toolkit 

The Cash Management Toolkit for Small & Medium Businesses guides you step-by-step through the entire cash management process, including incoming and outgoing funds, and the planning, control and measurement of the funds themselves.

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Payables Management 

CIBC Electronic Funds Transfer - Direct Deposit

An easy and cost-effective way to pay groups of employees, suppliers or investors anywhere in Canada.

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CIBC Automated Clearing House Payables U.S. Dollar Cross-Border Payment Service for Payables

A fast and simple way to issue U.S. dollar payments to accounts at financial institutions in the United States.

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CIBC Positive Pay

An automated cheque-matching service that assists in the timely identification of cheque fraud through the daily comparison of presented cheques to a list of issued cheques.

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CIBC Government Payment and Filing Service

A faster, easier way to file information and pay government taxes online.

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CIBC Wire Payments

A secure and reliable way to send time-sensitive payments in any major currency to beneficiaries around the globe.

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Payroll Services

Cost-effective payroll services from Ceridian Canada eliminate the need to operate your own payroll department.

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Receivables Management 

CIBC Electronic Funds Transfer - Pre-Authorized Payment

A predictable and cost-effective way to collect Canadian and U.S. dollar payments from your customers' accounts anywhere in Canada and avoid the costs associated with receiving cheques and preparing bank deposits.

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CIBC Automated Clearing House U.S. Dollar Cross-Border Payment Service for Receivables

A predictable and cost-effective way to collect payments from your customers' accounts anywhere in the United States and avoid the costs associated with receiving cheques and preparing bank deposits.

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CIBC eDeposit™

Our CIBC eDeposit™ business solutions help you save time and improve cash flow by allowing you to securely deposit your cheques and cash into your account from the convenience of your office, store, or remote business location.

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CIBC Rapidtrans®

A convenient way to consolidate funds overnight and better manage cash flow.

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CIBC Lockbox

A convenient and reliable solution that eliminates in-house cheque and invoice processing for payments you receive from your clients.

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Deposit Acceleration

An easier way to track and consolidate deposits for faster access to funds.

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CIBC Merchant Electronic Bill Payments

Receive your payments quickly by providing multiple payment options.

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Information and Treasury Management

CIBC Account Reconciliation

An automated service that saves you time reconciling your bank statements.

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CIBC Centralized Cash Control

A service that nets the balances of participating accounts on a daily basis.

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Interactive PDF to help you create a cash reserve for your business

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Related Links

Tools and Resources