Managing Your Business

Elevate your cash flow (PDF, 6.6 MB) 

Use this exciting tool to help you win at cash flow management and elevate your business.

Creating and maintaining positive cash flow (PDF, 1.1 MB) 

Review this article to help you ensure you have a plan to create a gap between your expenses and receivables and maintain a positive cash flow.

Do it yourself (DIY) cash flow solutions (PDF, 2.4 MB) 

When it comes to managing cash flow, business owners often learn the hard way that you can never just wing it. Enter our Cash Flow Obstacle Course to see why we’re saying no to DIY cash flow solutions.

In conversation with Christopher Davies: DIY cash flow solutions

Listen to a podcast where Ian Penny, Vice President of CIBC Business Banking talks to CIBC client Christopher Davies, Owner of Dog and Pony Studios about his experience with DIY cash flow solutions.

Read the transcriptOpens a new window in your browser

Video – A conversation with Sabine Veit: A story of success (1:53)

Video: A conversation with Sabine Veit: A story of success (1:53)

Starting and running a business can be risky and challenging and new businesses often fail during the first few years. As a business grows, new challenges and opportunities arise that push business owners to think and do things differently. Sabine Veit, Founder and CEO of Bäckerhaus Veit, Ltd., shares what she has done really well while running her business.

Featured Speakers:

James Logan, Regional Vice President, CIBC Commercial Banking

Sabine Veit, Founder and CEO, Bäckerhaus Veit, Ltd.

Video – A conversation with Sabine Veit: Standing out from the competition (1:56)

Video: A conversation with Sabine Veit: Standing out from the competition (1:56)

In a world of extreme competition, it can be difficult to differentiate yourself from the rest. Doing this successfully is one of the main challenges business owners face. Sabine Veit, Founder and CEO of Bäckerhaus Veit, Ltd., shares tips for other business owners looking to stand out.

Featured Speakers:

James Logan, Regional Vice President, CIBC Commercial Banking

Sabine Veit, Founder and CEO, Bäckerhaus Veit, Ltd.

Video: A conversation with Jeff Mitelman: How to streamline financial activities (2:07)

Managing the finances of a business can be time consuming for business owners. Jeff Mitelman, CEO of Thinking Capital, explains how business owners can streamline financial activities to maximize their time and create value for their business.

Featured Speakers:

Mike Marshall, Senior Director, CIBC Business Banking

Jeff Mitelman, CEO, Thinking Capital

Video: A conversation with Jeff Mitelman: Factors to consider when applying for a loan (1:42)

Business owners are often looking for ways to grow and increase their bottom line. Financing options can offer them a means to effectively grow their business and take it to the next level. Jeff Mitelman, CEO of Thinking Capital, shares important factors to consider when applying for a loan.

Featured Speakers:

Mike Marshall, Senior Director, CIBC Business Banking

Jeff Mitelman, CEO, Thinking Capital

Video: A conversation with Jeff Mitelman: Tips on getting approved for a business loan (1:54)

Whether starting a new business or running an existing one, securing financing can be a major factor for success. Having access to capital provides businesses with greater flexibility to respond to important business opportunities. Jeff Mitelman, CEO of Thinking Capital, provides key tips on what businesses can do to increase their chances of getting approved for a business loan.

Featured Speakers:

Mike Marshall, Senior Director, CIBC Business Banking

Jeff Mitelman, CEO, Thinking Capital

Video: A conversation with Shelley Ng: Cash management benefits of using a payroll solution (1:55)

Cash flow management can be critical to the success of any business. Effectively managing payables can make significant and controllable improvements in a business’ cash flow. Shelley Ng, VP, Product Management at Ceridian, shares how payroll solutions are one way businesses can better manage their cash flow.

Featured Speakers:

Mike Marshall, Senior Director, CIBC Business Banking

Shelley Ng, VP, Product Management, Ceridian

Video: A conversation with Shelley Ng: Advantages of a payroll solutions (1:46)

Payroll administration can be complicated and time-consuming for business owners. From start-ups to growing businesses, payroll fluctuates. Shelley Ng, VP, Product Management at Ceridian, explains payroll solutions can save time and make running your business easier.

Featured Speakers:

Mike Marshall, Senior Director, CIBC Business Banking

Shelley Ng, VP, Product Management, Ceridian

Video: A conversation with Shelley Ng: Choosing the right payroll solution for your business (2:04)

Businesses have diverse payroll needs, so it’s important to choose a payroll solution that aligns with them. Shelley Ng, VP, Product Management at Ceridian, discusses the main factors to consider when choosing the right payroll solution for your business.

Featured Speakers:

Mike Marshall, Senior Director, CIBC Business Banking

Shelley Ng, VP, Product Management, Ceridian

Video: A conversation with Shelley Ng: Mitigating payroll security concerns (1:56)

With new developments in technology and cloud-based data sharing, there is a growing trend to outsource payroll solutions with a single provider. Shelley Ng, VP, Product Management at Ceridian, shares how to mitigate payroll security concerns by partnering with a provider that offers a suite of services to ease the workload in-house, increase efficiency, and reduce liability for your business.

Featured Speakers:

Mike Marshall, Senior Director, CIBC Business Banking

Shelley Ng, VP, Product Management, Ceridian

What is Cloud Computing? (PDF, 2.9 MB) 

An alternative to traditional servers, cloud computing offers the use of a network or internet connection to access, store, and manage data. Find out how cloud computing works and how to get started.

User Experience (UX) (PDF, 405 KB) 

UX refers to a user-centered design process that takes clients’ needs into account at every stage of a product’s life cycle. Read more about why a well-functioning, customer focused site is important for businesses and how to make the switch.

Accounting Software Solutions (PDF, 2 MB) 

Automating and streamlining financial management tasks can add up to big savings, fewer headaches and less paperwork for your business. Find out more about the benefits and how to integrate accounting software solutions into your financial management.

Managing your foreign exchange exposure (PDF, 480 KB) 

Foreign exchange fluctuations can present a risk to your business. Unpredictable exchange rates can affect your profitability, so it’s important to think ahead and plan accordingly to protect your business against this risk.

Best practices to help protect you from online fraudOpens a new window in your browser

It is easy to overlook simple prevention measures to protect yourself from online fraud. To avoid becoming a victim, it is important to familiarize yourself with frauds that could impact your business, and take the steps to help protect yourself.

Creating Cash Reserves (PDF, 4.5 MB) 

Cash in the bank acts as a buffer and can help you better weather the ups and downs you may encounter in running your business. Complete this interactive PDF to discover the benefits of creating a cash reserve and assess possible cost savings in your business.

How to navigate around cash flow problems (PDF, 160 KB) 

Cash flow problems can leave you at sea unless you take the right precautions. Prepare for the worst and growing your business will be smooth sailing.

How to forecast cash flow

Cash flow forecasting is vital to your business' financial health and profitability. It keeps you aware of your financial health while you focus on what matters –running your business.

Monthly cash flow forecast (XLS, 50 KB)

Use this forecasting tool to help you plan for growth and manage your business's cash flow through periods of change.
 

How to speed up your cash cycles (PDF, 540 KB)

If you're in business, you need to understand your cash cycles and how to speed them up to improve the health of your business. You want to be paid as quickly as possible, so you don't want your cash cycle to be an epic round trip through the wilderness.

Seven Solid Reasons You Should Get a Mentor

The path to success is not an easy one. Mentors understand what it takes to succeed and can give you the advice and support required to help you achieve your vision for your business.
 

Priming Your Business for Big Success

Leaders, entrepreneurs and investors provide advice on achieving success.

Seven tips to manage your money better

Cash flow is the fuel that keeps a business running smoothly. To make sure your company isn't running on empty, check your current practices against these techniques used by the top money managers.
 

Are you a smart money manager?

There are a number of financial products and services available to help you run your business efficiently.
 

Managing cash flow in growth situations

For many businesses, growth is the barometer for success. But expansion can present challenges, particularly in the area of cash flow. In order to grow successfully, you need to be prepared

How to reduce payment fraud (PDF, 2 MB)

Payment fraud can come in many guises. Businesses need to be wary, not just of fraud risks around how they take payment, but also in how they themselves pay their suppliers. How concerned should you be?
 

Take the pulse of your business

Keeping an eye on the financial health of your business is good preventive medicine. Here are some quick and easy diagnostics to gauge the well-being of your business.
 

How to make a good business even better

Managers of large corporations regularly monitor the performance of other companies to determine how they compare and where they can improve. Your business may be smaller, but it can still benefit if you follow the lead of bigger companies.
 

Tax filing made easy

Keeping track of the various taxes associated with running a business can be a lot of work. And if you miss any due dates, it's expensive. Fortunately, there's an easier, simpler way to stay on track and on time.
 

Seeing the big picture – from your employees' point of view

Attracting bright, creative, committed talent and retaining it are important parts of managing a successful business. One way to get and keep the best employees is to meet their needs outside as well as inside the workplace.
 

The benchmarking process in brief

After doing her annual business review with her CIBC business advisor, a business owner realized that her business' profitability had been declining. Cash flow had always been a problem for her manufacturing company, and she suspected that her costs were higher than they should be.
 

Your guide to business planning

A good business plan helps set you on the road to financial success. By mapping out your goals and strategies, you'll get a clearer picture of what your business really needs. In addition, an effective business plan is essential if you want to attract investors.
 

Ten ways to retain great employees

Plant, machinery and vehicles are all important, but when it comes to key assets, nothing beats having great staff who play a critical role in your business' ability to operate at its maximum potential.
 

 


Growth Package for Business

Whether you're planning on introducing a wider range of products or services, increasing capacity, or building brand recognition, CIBC can help.

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