‡ CIBC foreign exchange rates apply. A CIBC Global Money Transfer and a Foreign Exchange transaction counts towards your allowable transaction limit. Bank account transaction fees may apply. Must have a CIBC Business Operating Account or U.S. Current Account to send a CIBC Global Money Transfer. Most transfers are completed by the next business day. Some transfers require 2 to 3 business days.
Read the CIBC Global Money Transfer Agreement (PDF, 130 KB) Opens a new window..
Offer available to CIBC Business Banking clients with an eligible Canadian or U.S. Dollar CIBC Business Bank account and that have not yet tried CIBC Global Money Transfer. Use promo code GMTBB and send a GMT using online or mobile banking from your eligible account to receive up to $1,000 CA cash back for your first GMT within 4 to 6 weeks.
If you have an eligible Canadian or U.S. Dollar CIBC business account but have not yet tried CIBC Global Money Transfer for Business (“GMT”), request a GMT and you can receive up to $1,000 CA credited to your account depending on the amount of your first transfer:
- $50 CA credit for transfer amounts between $100 CA to $9,999.99 CA
- $100 CA credit for transfer amounts between $10,000 CA to $49,999.99 CA
- $500 CA credit for transfer amounts between $50,000 CA to $99,999.99 CA
- $1,000 CA credit for transfer amounts between $100,000 CA to $250,000 CA
The credit will be applied to your CIBC business account in 4 to 6 weeks. Limit one cash back offer per business. Offer ends 11:59:59 pm EST on October 31, 2026. CIBC may cancel or change the offer at any time without notice.
Get up to $1,000 CA when you send an accumulated value of CIBC Global Money Transfer (GMT) payments from your CIBC Business Operating Accounts from January 1, 2026, to December 31, 2026.
You'll get:
| Cash back |
Accumulated value of GMT payments sent from January 1, 2026 to December 31, 2026 |
| $100 |
$150,000 |
| $250 |
$300,000 |
| $500 |
$500,000 |
| $1,000 |
$1,000,000 or more |
1. Offer period
The offer period is retroactive January 1, 2026, and ends on December 31, 2026.
2. Eligibility
In order to be eligible to receive the cash back, you must be a CIBC Business Banking client and meet the following conditions:
- Use CIBC Business Operating Accounts (BOAs) to send GMT payments.
- Send GMT payments equal to or more than the accumulated amount of GMT payments indicated in the chart above during the offer period. Returned or rejected payments are excluded.
- In order to receive the cash back, your BOAs from which you sent GMT payments must be open and in good standing in accordance with the account terms and conditions.
3. Additional conditions that apply
- Eligible businesses that meet all eligibility requirements will receive the amount of cash back that corresponds to the accumulated amount of sent GMT payments by your business entity, to be deposited into the primary BOA used by your business entity by no later than February 26, 2027.
- Limited to one (1) cash back per eligible business entity, regardless of the number of BOAs held by the business entity, or from which GMTs have been sent.
- This cash back offer can be combined with other CIBC cash back offers currently available, as long as the terms and conditions of those offers are met.
4. General terms and conditions
- Offer available to CIBC Business Banking clients with an eligible CIBC Business Operating Account.
- This cash back offer and these terms do not impact service fees or charges which may apply to the CIBC products. See the brochure Business Account Service Fees (PDF, 245 KB) Opens a new window..
- CIBC foreign exchange rates apply. A CIBC Global Money Transfer (“GMT”) and a Foreign Exchange transaction counts towards your allowable transaction limit; bank account transaction fees may apply. Must have a CIBC Business Operating Account to send a GMT. Most transfers are completed by the next business day; some transfers require 2 to 3 business days. Read the CIBC Global Money Transfer Agreement (PDF, 130 KB) Opens a new window..
- A GMT can be performed using CIBC Online Banking® or the CIBC Mobile Banking® App on any Business Operating Account that requires one signature for transactions. Clients with accounts that require two or more signatures may visit a CIBC Banking Centre.
- CIBC reserves the right to change, cancel, extend or withdraw this offer at any time without notice.
- CIBC reserves the right, in its sole discretion, to disqualify, limit or revoke this offer in respect of any CIBC customer who it believes, in its sole discretion, is abusing or manipulating this offer.
- If the BOA is closed for any reason prior to the cash bonus amount being deposited, then standard account closure fees may apply, and you will not receive the cash bonus.
- All dollar amounts referred to herein are in Canadian dollars. Payments sent from a U.S. Dollar Current Account will be converted to the Canadian equivalent.
- You are responsible for any tax consequences arising out of the receipt of the cash back.
Definitions
“Business Operating Accounts” means any of the following accounts: CIBC Basic Business Operating Account®, CIBC Everyday Business Operating Account®, CIBC Advanced Business Operating Account™, CIBC Unlimited Business Operating Account®, or U.S. Dollar Current Account.
“Eligible Business” means a business registered in Canada, or a business operating in Canada by a person who is a permanent resident of Canada.
“you” or “your” means any Eligible Business.
“we”, “us”, “our” and “CIBC” mean Canadian Imperial Bank of Commerce.
A CIBC Global Money Transfer can be performed using CIBC Online Banking or the CIBC Mobile Banking App on any account that requires one signature for transactions. Clients with accounts that require two or more signatures may visit a CIBC Banking Centre.
5. Our process for resolving your complaints
If you have any concerns about your dealings with CIBC, we encourage you to follow our complaint handling process. Full details, including how to contact us in writing, are available at the CIBC complaints page Opens a new window. and in the Our Service Commitment to You brochure, available online or at any CIBC banking centre.
◇ Terms and conditions apply. This offer is valid from September 8, 2026 to November 30, 2026, and is available to net-new Global Payments clients in Canada only, who have not conducted any business with Global Payments in the past twelve (12) months, who enter into a Merchant Agreement with Global Payments Direct, Inc., and a POS Equipment Agreement with Global Payments Canada GP, each with a minimum three (3) year term, and who receive their deposits into a CIBC business bank account. Global Payments reserves the right to determine qualified merchants and is under no obligation to approve a prospective merchant. The merchant will have their setup fees waived (a value of $150) and up to $100 off Global Payments Genius product purchase. Merchants who process at least $250,000 CA in annualized credit processing volume during the first year of their processing activity may be eligible to receive additional statements credits totaling $300 CA. Two-year price lock on card processing fees excludes applicable payment network pass-through and/or assessment fees. Cannot be combined with any other offer. Void where prohibited. This offer as described is subject to change, withdrawal or cancellation at any time, without notice, and is not valid with any other offer. Additional restrictions, conditions and other fees/taxes may apply. Contact a Global Payments representative for more information.
Partner offers:
- Partner offers such as Global Payments are referral arrangements only and are subject to terms and conditions to be entered into with the partner. All questions, complaints and grievances must be directed to the partner, who is solely responsible for resolving them. CIBC assumes no responsibility or liability in connection with partner offers.
† No purchase necessary. Open to legal residents of Canada who have reached the age of majority in their province or territory and who are founders or co-founders of an eligible Canadian business or venture. Eligible businesses must generally be Canadian-based, independently operated, in good standing and meet the specific requirements of the applicable award category. Eligible applicants must submit an application on or before August 31, 2026, at 11:59 p.m. ET. Applications will be evaluated through a multi-stage judging process, with finalists advancing to a live virtual pitch event on October 20, 2026. 1 winner will be selected in each of the following categories: Entrepreneurial Success Story of the Year ($20,000), Start-Up of the Year ($10,000), Promising Student Entrepreneur of the Year ($10,000) and Most Popular Vote ($5,000). Eligible Applicants can only win in 1 category. Use of artificial intelligence to create or assist with an application is prohibited. Odds of winning depend on the number of eligible applications received and the applicants' skill in meeting the judging criteria. For official terms and conditions, refer to the CIBC Biz Pitch Competition™ 2026 webpage Opens a new window.
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