Products and their features may change at any time. Get complete information about fees here (PDF, 243 KB).
1 Transactions include any debits and credits to your account (excluding CIBC interest credits and fee debits). Debits include, without limitation, withdrawals, cheques, pre-authorized payments, bill payments, INTERAC Direct Payments, INTERAC e-TransferTM1 payments, direct deposits and transfers to other accounts. Credits include, without limitation, deposits, pre-authorized payments, bill payments, INTERAC Direct Payments, INTERAC e-Transfer payments, and direct deposits and transfers from other accounts (except transfers from CIBC business accounts). Additional charges may apply including, without limitation, INTERAC e-Transfer, Items Deposited and Currency Supplied fees where applicable. Refer to Additional Services and Charges for details.
2 Withdrawal and/or deposit charges may apply depending upon your account plan.
3 Some eligibility requirements must be met. Ask your business advisor for details.
4 Cost of wallets is extra.
5 "Items Deposited" charges apply to deposits in excess of 100 cheques, $15,000 cash or $1,000 coin deposited per month. Cheque deposits include cheques, money orders, drafts and all other clearing items.
6 "Items Deposited" charges apply to deposits in excess of 25 cheques, $3,000 cash or $300 coin deposited per month. Cheque deposits include cheques, money orders, drafts and all other clearing items.
7 Self-service refers to transactions1 performed through one of the following channels: ABMs, Point of Sale terminals, Wallet Depository Service, CIBC Telephone Banking Automated Service, CIBC Business Contact Centre Automated Service, CIBC Online Banking or CIBC Cash Management Online.
8 Printed statement fee will apply.
9 CMO monthly Maintenance fee will apply.
10 eStatements are available once a month at month end on CIBC Online Banking or based on your preferred statement cycle on CIBC Cash Management Online (CMO). To view eStatements on CIBC Online Banking, you must be a Signatory or Co-Signatory and registered for CIBC Online Banking. To view eStatements on CMO, you must be registered for CMO, entitled to one or more business accounts and entitled to eStatements. Included with CMO monthly Maintenance fee.
† CIBC Emergency Travel Insurance is underwritten by Co-operators Life Insurance Company and is administered by TIC Travel Insurance Coordinators Ltd. All insurance is subject to terms and conditions. See the insurance certificate (issued on enrollment) for details.
†† CIBC Investor's Edge is the discount brokerage division of CIBC Investor Services Inc. ("ISI"), a subsidiary of CIBC. ISI does not provide you with any legal, tax, or accounting advice or advice regarding the suitability or profitability of a security or investment in a CIBC Investor's Edge account. You assume full responsibility for transactions in your CIBC Investor's Edge account and for your investment decisions. Cash balances owing to you are not insured by the Canada Deposit Insurance Corporation or any other government insurer but are fully guaranteed by CIBC. Unless with respect to a specific security you are informed to the contrary, securities sold are not guaranteed by Canada Deposit Insurance Corporation or CIBC. The value of many securities may fluctuate. ISI is a member of the Canadian Investor Protection Fund (CIPF); information about CIPF is available upon request.