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The CIBC Self-Employed Recognition Mortgage makes it easier for you to buy a home if you're self-employed. It offers you flexibility when it comes to approval criteria and mortgage product options. Created specifically for entrepreneurs, this flexible mortgage makes it easier for you to buy the home you want - you don't even need to provide proof of income if 100% of it comes from your own business*.
We provide mortgage financing in amounts from $250,000 to $25 million. Our team of experienced Business Development Managers, located in major urban centres across Canada, offer flexible mortgage products and competitive interest rates. Products available are fixed-rate closed first mortgages including but, not limited to 5-, 7- and 10-year mortgages and even greater flexibility through our variable rate commercial mortgage with 3-, 5-, 7- and 10-year terms with flexible repayment options.
* No proof of income is required if all income is from the business and self-employed applicant has been a principal owner of the same business for at least 2 consecutive years (for high-ratio mortgages applicant must be self-employed and a principal owner of the same business for at least 3 consecutive years). Conditions and restrictions apply.
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