Rapid Financing powered by Thinking Capital

Get fast and simple financing for your small business with Rapid Financing powered by Thinking Capital. Apply online in minutes, and get approved1 immediately. Receive a loan of between $5,000 and $300,000 in as little as 24 hours.

CIBC is referring small business owners interested in this product to Thinking Capital, an independent company, known for its innovative financing solutions.

Learn more about Rapid Financing powered by Thinking Capital.

Key Benefits

Fast and convenient online application
Apply from anywhere in minutes, using Thinking Capital's secure online application.


Quick and simple approval1
Get a no-obligation quote immediately and funded in as little as 24 hours.


Simple repayment

Choose a repayment plan that best meets the needs of your business.


Trustworthy lender

CIBC is referring small businesses to Thinking Capital, which has helped fund over 10,000 small businesses in Canada with alternative financing since 2006.


Is it for you?

Rapid Financing powered by Thinking Capital can help finance your small business if you want:

  • Quick funding for renovations, hiring, expansion or inventory purchases
  • To take advantage of time-limited opportunities, such as deals on supplies or equipment
  • To make repayments in line with your business's seasonal cash flows


Who qualifies?

  • Canadian-based small businesses
  • In business for 6+ months
  • No upfront collateral required

Know how to Start Strong

Kick-start your new business with planning ideas and expert guidance from the CIBC Small Business Start Strong program.

Learn more

Want Rapid Financing for your small business?

Apply online or contact Thinking Capital at

1-866-334-1001