CIBC Business Investment Growth Account®

The CIBC Business Investment Growth Account* offers the opportunity to earn a competitive rate of return on surplus funds while maintaining full liquidity. It is the perfect complement to your business operating account and gives you easy access to your funds when you need them.


Key benefits

Competitive interest rates

  • Achieve growth on your surplus funds with competitive interest rates at all tiers
  • Earn daily interest calculated on each day's end of day final balance
  • No minimum balance required or maximum balance limitations

Facilitates cash flow

  • Easily transfer funds between this account and your CIBC Business Operating Account electronically
  • Maintain full access to your funds
  • Access detailed transaction reporting such as printed statements1, eStatements2 on CIBC Online Banking® and CIBC Cash Management Online®(CMO) and additional reporting available through CMO to understand in and out cash flows

Bank where and when you want

  • Access your account 24 hours a day, 7 days a week through CIBC Online Banking, CIBC Mobile Banking®, CMO3, CIBC Mobile Business® CIBC Telephone Banking or CIBC Automated Banking Machines
  • Extended banking hours with many CIBC branches open on Saturdays and Sundays
  • Deposit cheques remotely into your CIBC Business Investment Growth Account using one of our CIBC eDeposit solutions

Is it for you?

The CIBC Business Investment Growth Account could be for you if you:

  • Want to earn a competitive interest rate on your surplus funds with no balance limitations
  • Want to have full access to your surplus funds
  • Want access to detailed paper or electronic reporting of in and out cash flows


Information you need to know:

  • Available in Canadian dollars only
  • Available to business clients only

Know how to Start Strong

Kick-start your new business with these planning ideas and expert guidance. Find out more about the CIBC Small Business Start Strong Program.

Learn more

Planning to open a CIBC business account?

Find out what you'll need to get started or contact your CIBC business advisor. 

1 800 465-2422 toll free