Accessibility Quick Links
CIBC Smart for Students at a glance
How do I qualify for CIBC Smart for Students?
- Eligibility:
- Canadian residents: You’ll need one piece of government-issued photo ID
- International students: You'll qualify when you show us your proof of international student status Learn about international student eligibility. Opens in a dialog.
- How to open an account:
- Online or at a CIBC Banking Centre Opens a new window.
Rewards that grow with you
As you grow, so will your CIBC Smart Account. With tiered banking, you can unlock new features and benefits, even after you graduate. Discover everything you can unlock with your account.
Live your best student life with these other banking essentials
Special offer
CIBC Best Student Life Bundle
Switch to CIBC and enjoy extra cash to live your best life. Get no-monthly fee student banking with one easy application — includes extra cash back, a credit card, chequing and savings accounts and more.
CIBC student credit cards
Start building your credit history and collect rewards on eligible cards while you focus on school.
Full-time student? Unlock these great offers with your account
Enjoy a free SPC+ membership
Level up your savings with up to 30% off 450+ brands you love. From VIP contests to premium giveaways, SPC+ can help elevate your student experience.ⓘ
Save up to 10 cents per litre on gas
Link and use your CIBC card with Journie Rewards to save on gas at participating Pioneer, Fas Gas, Ultramar and Chevron locations.
Refer a student or youth under 25 and you’ll both earn $50.ⓘ Refer up to 50 friends each calendar year. Qualifying actions apply. Learn more
Expert advice and financial tips
CIBC Smart Planner™
Saving money for tuition and books doesn't have to be stressful. Spend, save, plan and budget smarter based on your preferences and spending.
Smart advice for students
For students of all ages, learn financial tips like how to save money from your first job, apply for post-secondary education loans and more.
Scholarships 101
Learn how to lighten the load of your post-secondary education by offsetting your costs with some much-needed cash.
Commitment on low-cost and no-cost accounts
We’re committed to providing access to modern basic banking services for certain groups at no cost. The CIBC Smart Account with CIBC Smart for Students is our no-cost account commitment to students age 25 and upⓘ.
