† You can qualify for this offer if you apply and are approved for a new CIBC Dividend® Visa* Card for Students beginning April 15, 2025.
If you apply and are approved for a new CIBC Dividend® Visa* Card for Students, you will receive $25 cash back if you make your first purchase within the first 4 monthly statement periods. Plus, you will receive 10% cash back on the net purchases posted to your account within the first 4 monthly statement periods or $1,000 in total net purchases (equal to $100 cash back), whichever comes first.
Regular cash back rate(s) do not apply on purchases on which the promotional rate of 10% applies. Cash back is earned on purchases less returns and credits. For this offer, the following do not qualify as purchases: cash advances, CIBC Global Money Transfers™, interest, fees, balance transfers, payments or CIBC Convenience Cheques. Promotional cash back will appear on your statement no later than 8 weeks after the end of the fourth monthly statement period.
Offer applies to newly approved card accounts only; transfers from an existing CIBC credit card to a CIBC Dividend® Visa* Card for Students are excluded. This offer is not transferable. This offer may be withdrawn or changed without prior notice at any time. CIBC may approve your application, but you are not eligible to receive this Offer if you have opened, transferred or cancelled another Dividend card within the last 12 months. This offer may be revoked if you appear to be manipulating or abusing it, or are engaged in any suspicious or fraudulent activity, as determined by CIBC in its sole discretion. For this offer, the following do not qualify as purchases: cash advances, CIBC Global Money Transfers™, interest, fees, balance transfers, payments or CIBC Convenience Cheques.
‡ You can qualify for this offer if you apply and are approved for a new CIBC Aventura® Visa* for Students card beginning July 8, 2025.
If you apply and are approved for a new CIBC Aventura® Visa* for Students card, you can receive up to 12,500 Aventura Points:
a) Up to 2,500 bonus Aventura Points for completing the below activities within 60 days of your CIBC Aventura® Visa* account approval. The following activities are worth 500 Aventura Points each:
- Share your email address with CIBC.
- Sign up for eStatements for your new Aventura Visa* card.
- Add an authorized user on your new Aventura Visa* card.
- Hold any eligible CIBC Chequing Account.
- Add your Aventura Visa card with Apple Pay® or Samsung Pay or Google Pay™. It may take up to two statement cycles for the bonus Aventura Points to appear on your credit card statement after each of the above activities have been completed.
You can provide us with your email address and sign up for eStatements through CIBC Online Banking, by visiting a branch or calling 1-800-465-4653 Opens your phone app.. This offer is applicable to the first authorized user added only. Your authorized users will be issued the additional cards automatically when we get your request, as long as your credit card account is: a) still in good standing at that time, and b) your request does not exceed a total of 3 authorized users (counting any existing authorized users you may already have). Authorized users under the age of 13 can only be added by calling CIBC at 1-800-465-4653 Opens your phone app.. You must hold any of the following CIBC Chequing accounts: CIBC Everyday® Chequing Account, CIBC Smart™ Account, CIBC SmartPlus® Account, CIBC US$ Personal Account, CIBC Personal Chequing Account, CIBC EverydayPlus® Chequing Account, CIBC Waive Account®, CIBC MenuPlus® — Maximize Interest Account, CIBC Chequing Savings Account. If you already have an existing eligible CIBC Chequing account or shared your email address with CIBC, you will be qualified to receive the 500 Aventura Points each. If you do not have an eligible account, you may apply at the CIBC Chequing Accounts page. Or you can call 1-866-525-8622 Opens your phone app.. To learn more about the mobile payment options, visit the Ways to Pay page.
b) An additional bonus of 10,000 Aventura Points if you have at least $1,000 in net purchases (posted to your account within the first 4 months of account opening) on the Credit Card Account..
Offer applies to newly approved card accounts only. Transfers and product changes from other CIBC credit cards are excluded from this offer. Card account must be open and in good standing at the time the Aventura Points are awarded. Aventura Points are awarded to you within 8 weeks after all qualifying purchase(s) are posted to your account.. Card account must be open and in good standing at the time the Aventura Points are awarded. Aventura Points are awarded to you within 8 weeks after all qualifying purchase(s) are posted to your account. The following do not qualify as purchases: cash advances, CIBC Global Money Transfers™, balance transfers, CIBC Convenience Cheques, fees, interest, Aventura Points redemptions and payments. It may take up to several business days for purchases to be posted to your account. This offer is not transferable. This offer may be withdrawn or changed without prior notice at any time. CIBC may approve your application, but you are not eligible to receive this Offer if you have opened, transferred or cancelled another Aventura card within the last 12 months. This offer may be revoked if you appear to be manipulating or abusing it, or are engaged in any suspicious or fraudulent activity, as determined by CIBC in its sole discretion.
◇ You can qualify for this offer if you apply and are approved for a new CIBC Aeroplan® Visa* Card for Students beginning March 6, 2025.
In order to be eligible for this offer, a client must abide by the terms and conditions set out in this footnote.
If you apply and are approved for a new CIBC Aeroplan® Visa* Card for students, you can receive:
i. A welcome bonus of 2,500 Aeroplan points. The 2,500 Aeroplan points will appear on your statement after you make your first purchase at any time with your card.
ii. An additional bonus of 2,500 Aeroplan points if you have at least $3,000 in net purchases posted to your account during the first 4 monthly statement periods. The additional bonus of 2,500 Aeroplan points will be awarded (i) if the spend requirement is met and (ii) by the fifth monthly statement period
iii. The anniversary bonus of 5,000 Aeroplan points will be awarded to you within 8 weeks after the one year account open date, provided you have at least $10,000 in net eligible purchases posted on your account during the first 12 monthly statement periods and your credit card account is open and in good standing. Additional cardholders are not eligible for this offer.
It may take up to several business days for purchases to be posted to your account. Your new credit card account must be open and in Good Standing at time the Aeroplan points are awarded. This offer is not transferable and cannot be combined with any other offer. This offer does not apply to transfers from another credit card account. This offer may be withdrawn or changed without prior notice at any time. CIBC may approve your application, but you are not eligible to receive this Offer if you have opened, transferred or cancelled another Aeroplan card within the last 12 months. This offer may be revoked if you appear to be manipulating or abusing it, or are engaged in any suspicious or fraudulent activity, as determined by CIBC in its sole discretion.
The up to $200 value is based on the total value of: the 10,000 Aeroplan points upon approval of your CIBC Aeroplan Visa Card are redeemed for a flight reward ($200), based on over 70% of current Aeroplan cardholders receive a value of $0.02/points or more when redeeming for a flight reward as of February 1, 2023. Redemption calculation is based on actual redemptions made by cardholders between the period of November 8, 2020 to February 1, 2023. Aeroplan points have no cash value but are redeemable under the Aeroplan program for flights and other rewards. The retail value of rewards obtained using Aeroplan points will vary depending on a range of factors including the type of reward issued, details of which may be found on the Air Canada website Opens in a new window.. Aeroplan points may be redeemed only in accordance with the General Terms & Conditions of the Aeroplan program. Full terms and conditions of the Aeroplan Program are available online on the Air Canada website Opens in a new window..
All offers are contingent on satisfying the criteria outlined in the offer terms and conditions.
1 Interest rates may change from time to time. "Cash" means cash advances, balance transfers and CIBC Convenience Cheques.
2 Cash advances do not earn cash back. Cash advances bear interest from the date they are taken from your credit card account and are subject to available credit and available cash.
3 Insurance coverage(s) included with CIBC credit cards are underwritten by Belair Insurance Company Inc. You may contact the insurer at 1-866-363-3338 Opens your phone app. in Canada and the U.S. or collect from elsewhere at 905-403-3338 Opens your phone app. or visit cibc.client.insure Opens a new window.. Different cards will have different coverage(s). To learn about which coverage(s) are included with a specific card, and important information regarding coverage eligibility requirements, benefits, limitations and exclusions, review the Certificate(s) of Insurance in your card package and CIBC Agreements and Insurance. Some insurance coverage(s) require purchase(s), car rentals, common carrier fares, accommodations and other trip costs to be charged to the card, or be for business purposes, to activate coverage. Other conditions may also apply. Car Rental Collision/Loss Damage Insurance (CLDI) is available for a rental period of up to 48 days for rental vehicles with a MSRP of up to $85,000 CAD and not otherwise excluded from coverage; for the CIBC Aeroplan® Visa Infinite Privilege* Card and the CIBC Aventura® Visa Infinite Privilege* Card: CLDI is available for a rental period of up to 48 days for rental vehicles with a MSRP of up to $100,000 CAD and is not otherwise excluded from coverage. The full cost of the rental must be charged to the card and the rental agency’s Collision Damage Waiver (CDW) or Loss Damage Waiver (LDW) must be declined. CLDI provides coverage up to the actual cash value (ACV) of the rental vehicle as defined in your Certificate of Insurance. Note that some rental agencies may assess their damages at an amount greater than the ACV of the rental vehicle and you may be liable to them for the difference. Before declining the rental agency's CDW or LDW, you should read carefully and compare the terms of the rental agreement, the CLDI Certificate of Insurance in your card package and any other insurance you own to decide which coverage best meets your protection needs. Out-of-Province Emergency Travel Medical Insurance (TMI) covers the primary cardholder, their spouse and dependent children for the first 15 days of a trip if the insured person is age 64 or under; for the CIBC Aventura® Visa Infinite* Card and the CIBC Aeroplan® Visa Infinite* Card, TMI also covers the first 3 days of a trip if the insured person is age 65 or older; for the CIBC Aeroplan® Visa Infinite Privilege* Card and the CIBC Aventura® Visa Infinite Privilege* Card: TMI covers the primary cardholder, their spouse and dependent children and an authorized user for the first 31 days of a trip if the insured person is age 64 or under, or for the first 10 days of a trip if the insured person is age 65 or older; for the CIBC Dividend® Visa Infinite* Card: TMI covers the primary cardholder, their spouse and dependent children for the first 10 days of a trip if the insured person is age 64 or under; for all cards that have TMI coverage: dependent children must be at least 15 days old and under 21 years of age or under 25 years of age if a full-time student, unless they have a permanent physical or mental impairment. TMI may not cover medical procedures performed without pre-approval. TMI, Trip Cancellation and Trip Interruption Insurance may not cover certain health/medical conditions that are not stable before your trip. Certain coverages are “excess insurance” (all other sources of insurance and recovery must be exhausted before coverage is available).
Trademarks
