Regulatory Capital Instruments

Regulatory capital is the amount of capital a bank or other financial institution has to hold as required by its financial regulator. CIBC’s regulatory capital requirements are determined in accordance with guidelines issued by the Office of the Superintendent of Financial Institutions (OSFI), which are based on the risk-based capital standards developed by the Basel Committee on Banking Supervision (BCBS).
 

The table below lists the regulatory capital instruments included in Basel III regulatory capital. Further information on CIBC’s regulatory capital position may be found in the following locations:
 

Quarterly Financials

Within the Quarterly Report to Shareholders and Supplementary Financial Information

Annual Reports

CIBC's latest Annual Report

Main features of regulatory capital instruments

Regulatory Capital Instruments – Q4 (PDF, 440 KB) 
(Q1 available February 28, 2019)


Canadian Bank Resolution Powers including Bail-in

Information on bail-in conversion (PDF, 185 KB) 

Common Equity Tier 1 Instruments

Entity

Instrument

Maturity date

Coupon rate

Year issued

Currency

Par value

CUSIP

Terms and conditions

CIBC

Common shares

n/a

n/a

Various

CAD

n/a

136069101

Common Share Prospectus
(PDF, 168 KB)

CIBC FirstCaribbean International Bank

Common shares

n/a

n/a

Various

  

n/a

BBP4161W1093

  

Additional Tier 1 (AT1) Instruments

Entity

Instrument

Maturity date

Coupon rate

Year issued

Currency

Par value

CUSIP

Terms and conditions

CIBC Capital Trust

Tier 1 Notes

June 30, 2108

9.976%

2009

CAD

1,000

12544UAA9

Capital Trust Tier One (PDF, 372 KB) 

CIBC Capital Trust

Tier 1 Notes

June 30, 2108

10.25%

2009

CAD

1,000

12544UAB7

Capital Trust Tier One (PDF, 372 KB) 

CIBC

Preferred shares Series 39 (NVCC)

n.a.

3.90%

2014

CAD

25

136069440

Series 39 Prospectus (PDF, 348 KB) 

CIBC

CIBC Preferred shares Series 41 (NVCC)

n.a.

3.75%

2014

CAD

25

136069424

Series 41 Prospectus (PDF, 376 KB) 

CIBC

CIBC Preferred shares Series 43 (NVCC)

n.a.

3.60%

2015

CAD

25

136069390

Series 43 Prospectus (PDF, 262 KB) 

CIBC

CIBC Preferred shares Series 45 (NVCC)

n.a.

4.40%

2017

CAD

25

136070208

Series 45 Prospectus (PDF, 250 KB) 

CIBC

CIBC Preferred shares Series 47 (NVCC)

n.a.

4.50%

2018

CAD

25

136070877

Series 47 Prospectus (PDF, 475 KB) 

CIBC

CIBC Preferred shares Series 49 (NVCC)

n.a.

5.20%

2019

CAD

25

136070794

Series 49 Prospectus (PDF,480 KB) 

Tier 2 Capital Instruments

Entity

Instrument

Maturity date

Coupon rate

Year issued

Currency

Par value

CUSIP

Terms and conditions

CIBC

Subordinated debenture (NVCC)

October 28, 2024

3.00%

2014

CAD

1,000

136069JJ1

Prospectus Supplement
(PDF, 157 KB)

CIBC

Subordinated debenture (NVCC)

January 26, 2026

3.42%

2016

CAD

1,000

136069LY5

Prospectus Supplement
(PDF, 431 KB)
CIBC Subordinated debenture (NVCC)
 April 4, 2028
 3.45%
 2018
 CAD
 1,000
 136069YW5
 Prospectus Supplement (PDF, 420 KB)

CIBC

Subordinated debenture

May 25, 2029

8.70%

1996

CAD

1,000

136069BJ9

Term Sheet
(PDF, 575 KB)

CIBC

Subordinated debenture

January 7, 2031

11.60%

1991

CAD

1,000

136069AT8

Term Sheet
(PDF, 879 KB)

CIBC

Subordinated debenture

May 15, 2031

10.80%

1991

CAD

100

136069AU5

Debentures
(PDF, 3 MB)

CIBC

Subordinated debenture

May 25, 2032

8.70%

1996

CAD

1,000

136069BK6

Term Sheet
(PDF, 575 KB)

CIBC

Subordinated debenture

May 25, 2033

8.70%

1996

CAD

1,000

136069BL4

Term Sheet
(PDF, 575 KB)

CIBC

Subordinated debenture

May 25, 2035

8.70%

1996

CAD

1,000

136069BM2

Term Sheet
(PDF, 575 KB)

CIBC

Subordinated debenture

July 31, 2084

Floating

1985

USD

10,000, 250,000

XS00105557121

Floating Rate Debenture Notes
(PDF, 3.5 MB)

CIBC

Subordinated debenture

August 31, 2085

Floating

1986

USD

10,000, 100,000

GB0001703890

Floating Rate Capital Debentures
(PDF, 4.3 MB)