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About CIBC
Investor Relations
Debt Information
Credit Card ABS Program
CARDS II Trust Program Information

CARDS II Trust Program Information

About CIBC
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Debt Information
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CARDS II Trust Program Information

CARDS II Trust Program Information

Information about the CARDS II Trust Program including monthly and quarterly reports, program and series documents.

Monthly Reports Select to show or hide monthly reports.

2026 CARDS II Trust Monthly Performance Summary Report

January	(PDF, 200 KB) Opens a new window.
February	(PDF, 180 KB) Opens a new window.

2025 CARDS II Trust Monthly Performance Summary Report

January	(PDF, 190 KB) Opens a new window.
February	(PDF, 190 KB) Opens a new window.
March	(PDF, 240 KB) Opens a new window.
April	(PDF, 200 KB) Opens a new window.
May	(PDF, 190 KB) Opens a new window.
June	(PDF, 205 KB) Opens a new window.
July	(PDF, 185 KB) Opens a new window.
August	(PDF, 210 KB) Opens a new window.
September	(PDF, 205 KB) Opens a new window.
October	(PDF, 210 KB) Opens a new window.
November	(PDF, 205 KB) Opens a new window.
December	(PDF, 205 KB) Opens a new window.

2024 CARDS II Trust Monthly Performance Summary Report

January	(PDF, 205 KB) Opens in a new window.
February	(PDF, 205 KB) Opens in a new window.
March	(PDF, 205 KB) Opens in a new window.
April	(PDF, 195 KB) Opens in a new window.
May	(PDF, 200 KB) Opens in a new window.
June	(PDF, 200 KB) Opens in a new window.
July	(PDF, 210 KB) Opens a new window.
August	(PDF, 205 KB) Opens a new window.
September	(PDF, 205 KB) Opens a new window.
October	(PDF, 205 KB) Opens a new window.
November	(PDF, 535 KB) Opens a new window.
December	(PDF, 745 KB) Opens a new window.

2023 CARDS II Trust Monthly Performance Summary Report

January	(PDF, 200 KB) Opens in a new window.
February	(PDF, 200 KB) Opens in a new window.
March	(PDF, 200 KB) Opens in a new window.
April	(PDF, 200 KB) Opens in a new window.
May	(PDF, 225 KB) Opens in a new window.
June	(PDF, 200 KB) Opens in a new window.
July	(PDF, 205 KB) Opens in a new window.
August	(PDF, 205 KB) Opens in a new window.
September	(PDF, 205 KB) Opens in a new window.
October	(PDF, 205 KB) Opens in a new window.
November	(PDF, 205 KB) Opens in a new window.
December	(PDF, 205 KB) Opens in a new window.

2022 CARDS II Trust Monthly Performance Summary Report

January	(PDF, 145 KB) Opens in a new window.
February	(PDF, 195 KB) Opens in a new window.
March	(PDF, 195 KB) Opens in a new window.
April	(PDF, 185 KB) Opens in a new window.
May	(PDF, 185 KB) Opens in a new window.
June	(PDF, 190 KB) Opens in a new window.
July	(PDF, 195 KB) Opens in a new window.
August	(PDF, 195 KB) Opens in a new window.
September	(PDF, 195 KB) Opens in a new window.
October	(PDF, 195 KB) Opens in a new window.
November	(PDF, 195 KB) Opens in a new window.
December	(PDF, 195 KB) Opens in a new window.

2021 CARDS II Trust Monthly Performance Summary Report

January	(PDF, 55 KB) January 2021. Opens in a new window.
February	(PDF, 140 KB) February 2021. Opens in a new window.
March	(PDF, 140 KB) March 2021. Opens in a new window.
April	(PDF, 145 KB) Opens in a new window.
May	(PDF, 145 KB) Opens in a new window.
June	(PDF, 145 KB) Opens in a new window.
July	(PDF, 145 KB) Opens in a new window.
August	(PDF, 145 KB) Opens in a new window.
September	(PDF, 145 KB) Opens in a new window.
October	(PDF, 145 KB) Opens in a new window.
November	(PDF, 145 KB) Opens in a new window.
December	(PDF, 145 KB) Opens in a new window.

2020 CARDS II Trust Monthly Performance Summary Report

January	(PDF, 60 KB) Opens in a new window.
February	(PDF, 60 KB) Opens in a new window.
March	(PDF, 60 KB) Opens in a new window.
April	(PDF, 55 KB) Opens in a new window.
May	(PDF, 55 KB) Opens in a new window.
June	(PDF, 55 KB) Opens in a new window.
July	(PDF, 55 KB) Opens in a new window.
August	(PDF, 60 KB) Opens in a new window.
September	(PDF, 60 KB) Opens in a new window.
October	(PDF, 50 KB) Opens in a new window.
November	(PDF, 50 KB) Opens in a new window.
December	(PDF, 55 KB) Opens in a new window.

2019 CARDS II Trust Monthly Performance Summary Report

January	(PDF, 45 KB) Opens in a new window.
February	(PDF, 50 KB) Opens in a new window.
March	(PDF, 50 KB) Opens in a new window.
April	(PDF, 45 KB) Opens in a new window.
May	(PDF, 45 KB) Opens in a new window.
June	(PDF, 45 KB) Opens in a new window.
July	(PDF, 45 KB) Opens in a new window.
August	(PDF, 45 KB) Opens in a new window.
September	(PDF, 45 KB) Opens in a new window.
October	(PDF, 45 KB) Opens in a new window.
November	(PDF, 45 KB) Opens in a new window.
December	(PDF, 60 KB) Opens in a new window.

2018 CARDS II Trust Monthly Performance Summary Report

January	(PDF, 25 KB) Opens in a new window.
February	(PDF, 45 KB) Opens in a new window.
March	(PDF, 25 KB) Opens in a new window.
April	(PDF, 20 KB) Opens in a new window.
May	(PDF, 45 KB) Opens in a new window.
June	(PDF, 45 KB) Opens in a new window.
July	(PDF, 40 KB) Opens in a new window.
August	(PDF, 50 KB) Opens in a new window.
September	(PDF, 45 KB) Opens in a new window.
October	(PDF, 45 KB) Opens in a new window.
November	(PDF, 40 KB) Opens in a new window.
December	(PDF, 45 KB) Opens in a new window.

Quarterly Reports Select to show or hide quarterly reports.

2026 CARDS II Trust Credit Card Portfolio Report

February

(PDF, 210 KB) Opens a new window.

2025 CARDS II Trust Credit Card Portfolio Report

November	(PDF, 235 KB) Opens a new window.
August	(PDF, 235 KB) Opens a new window.
May	(PDF, 225 KB) Opens a new window.
February	(PDF, 490 KB) Opens a new window.

2024 CARDS II Trust Credit Card Portfolio Report

November	(PDF, 215 KB) Opens a new window.
August	(PDF, 215 KB) Opens a new window.
May	(PDF, 215 KB) Opens a new window.
February	(PDF, 220 KB) Opens a new window.

2023 CARDS II Trust Credit Card Portfolio Report

November	(PDF, 220 KB) Opens in a new window.
August	(PDF, 215 KB) Opens in a new window.
May	(PDF, 215 KB) Opens in a new window.
February	(PDF, 215 KB) Opens in a new window.

2022 CARDS II Trust Credit Card Portfolio Report

November	(PDF, 215 KB) Opens in a new window.
August	(PDF, 215 KB) Opens in a new window.
May	(PDF, 210 KB) Opens in a new window.
April	(PDF, 215 KB) Opens in a new window.
February	(PDF, 220 KB) Opens in a new window.

2021 CARDS II Trust Credit Card Portfolio Report

November	(PDF, 275 KB) Opens in a new window.
August	(PDF, 185 KB) Opens in a new window.
May	(PDF, 220 KB) Opens in a new window.
February	(PDF, 85 KB) February 2021. Opens in a new window.

2020 CARDS II Trust Credit Card Portfolio Report

November	(PDF, 1.0 MB) Opens in a new window.
August	(PDF, 225 KB) Opens in a new window.
May	(PDF, 185 KB) Opens in a new window.
February	(PDF, 105 KB) Opens in a new window.

2019 CARDS II Trust Credit Card Portfolio Report

November	(PDF, 180 KB) Opens in a new window.
August	(PDF, 75 KB) Opens in a new window.
May	(PDF, 65 KB) Opens in a new window.
February	(PDF, 75 KB) Opens in a new window.

2018 CARDS II Trust Credit Card Portfolio Report

November	(PDF, 90 KB) Opens in a new window.
August	(PDF, 95 KB) Opens in a new window.
May	(PDF, 80 KB) Opens in a new window.
February	(PDF, 75 KB) Opens in a new window.

Program Documents Select to show or hide program documents.

Declaration of Trust

Declaration of Trust (PDF, 155 KB)
First Supplemental to Declaration of Trust (PDF, 795 KB)
Second Supplemental to Declaration of Trust (PDF, 20 KB)
Third Supplemental to Declaration of Trust (PDF, 20 KB)

Trust Indenture

Trust Indenture (PDF, 315 KB)
First General Supplemental Indenture (PDF, 315 KB)
Second General Supplemental Indenture (PDF, 35 KB)
Third General Supplemental Indenture (PDF, 35 KB)
Fourth General Supplemental Indenture (PDF, 30 KB)
Fifth General Supplemental Indenture (PDF, 45 KB)

Pooling and Servicing Agreement

Pooling and Servicing Agreement (PDF, 415 KB)
First Amendment to Pooling and Servicing Agreement (PDF, 30 KB)
Third Amended and Restated Pooling and Servicing Agreement (PDF, 1.2 MB) Opens a new window in your browser.
First Amendment to Third Amended and Restated Pooling and Servicing Agreement (PDF, 165 KB) Opens in a new window.

Financial Services Agreement

Financial Services Agreement (PDF, 1.1 MB)

Canadian Offering Documents Select to show or hide Canadian offering documents.

Short Form Base Shelf Prospectus Jan 18 2019 (PDF, 635 KB) Opens in a new window.
Short Form Base Shelf Prospectus Sept 8, 2021 (PDF, 950 KB) Opens in a new window.
Short Form Base Shelf Prospectus March 6, 2024 (PDF, 790 KB) Opens in a new window.

Series Documents Select to show or hide series documents.

Series 2025-2 (CAD)

Supplemental Indenture (PDF, 110 KB) Opens a new window.
Pricing Supplement (PDF, 165 KB) Opens a new window.
Series Purchase Agreement (PDF, 200 KB) Opens a new window.

Series 2025-1 (USD)

Offering Memorandum (PDF, 1.3 MB) Opens a new window.
Supplemental Indenture (PDF, 665 KB) Opens a new window.
Series Purchase Agreement (PDF, 445 KB) Opens a new window.

Series 2024-1 (USD)

Offering Memorandum (PDF, 1.4 MB) Opens a new window.
Supplemental Indenture (PDF, 755 KB) Opens a new window.
Series Purchase Agreement (PDF, 715 KB) Opens a new window.

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