• Our secure application only takes 5 minutes to complete - and you'll get a response in as little as 60 seconds!

To continue, simply ensure:

  • You're a Permanent Canadian resident and you have reached the age of majority in your province
  • You haven't declared bankruptcy in the past 7 years
  •  If not, please choose a different card
  • If you choose to provide your Social Insurance Number (SIN), which is optional, your SIN must begin with digits 1 through 8.
  • You have been operating a business for at least 12 months
  • You have been operating a business for at least 4 months

If any of these don't apply to you, please visit a CIBC banking centre.

CIBC Credit Card Summary of Annual Interest Rates and Fees on the

You must agree to the following before you proceed.

If you exit, cancel, or close your browser before completing this application, you agree that CIBC may contact you to provide further assistance.

All fields are mandatory, unless stated (optional).

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About You

About You
Already a CIBC customer? Simply log in and we'll complete part of the application for you.
Your personal information has been pre-filled below, however please note that you aren't signed on to Online Banking. Changing the information below, will not change the information on file with CIBC.
(optional)
(optional)
Date of birth
DD
Month
YYYY
(optional)
By providing your Social Insurance Number, you agree that it may be used in a request for information from credit bureaus as this is the best way to make sure the information accurately refers to you. However, this is completely voluntary and if you choose not to give your permission, this by itself will not prevent you from continuing the application.
(optional)
(optional)
How long have you lived at this address?
Year(s)
Month(s)
Previous address
Previous address
Previous address
(optional)
Name:   
Date of birth: ,
Social Insurance Number:*** *** ***
Verification word:
Home phone:
Mobile phone:
Email:
Home address:
,  
Previous address:
,  
Previous phone:
Residential status:
Lived at address for: year(s),  month(s)

Business Information

Business Information
(optional)
(optional)
(optional)
(optional)
Do you have other employment?
Do you have other employment?
How long has your business been in operation?
Business operating name:
Statements will be mailed to:
Canada Customs and Business Registration Number:
Business address:
,  
Do you have other employment?:
Business type:
Number of employees excluding yourself:
How long have your business been in operation? year(s), months
Business phone:
Business fax number:
Number of principal owners including yourself?
What percentage of the business do you own?
Financial Institution where your business bank account resides:

Your Employment Details

Your Employment Details
Self-employed?
Self-employed?
Are you a CIBC employee?
Are you a CIBC employee?
(optional)
Start date
Month
Year
Self-employed:
Occupation category:
Occupation description:
Detailed description:
Current employer name:
Are you a CIBC employee:
Employee ID:
Business phone: ext
Start Date:

Financial Information

Financial Information
(optional)
What type of accounts do you have?
What type of accounts do you have?
Small business finances
(including loans, lines of credit, credit cards)
(including all small business lines of credit, credit cards and amounts owing on loans)
(Minimum $5000)
Note: The requested credit limit is based on overall credit worthiness and will be assessed when the application is processed.
Last fiscal year end
DD
Month
YYYY
Personal annual income (gross):
Other household annual income (gross):
Total monthly rent/housing payment:
Your current bank:
Types of accounts:
Total outstanding small business debt:
Credit limit requested:
Gross annual revenue/sales:
Total credit available:
Last fiscal year end date: ,
Annual after tax profit/loss:

Additional Features

Additional Features
PETRO-POINTS Membership Feature

PETRO-POINTSTM Feature

(optional)
If you do not have a PETRO-POINTS membership number, you will be automatically enrolled as a member. Your new CIBC PETRO-POINTS MasterCard Card will be linked to that membership.
Aeroplan® Miles Reward Feature

Aeroplan® Miles reward feature

(optional)
If you do not have an Aeroplan account number, a number will be assigned by Aeroplan and sent to you separately.
Additional Cardholder(s)

Additional cardholder Remove

Additional Cardholder
(optional)
Date of birth
DD
Month
YYYY
(optional)
Balance Transfers

Credit card Remove

Credit Card Balance Transfer
Aeroplan number:
PETRO-POINTS number:
Low Interest Rate Option:No
Extra card holder
Name:   
Date of birth: 
Home phone:
Address:
 
Extra card holder
Name:   
Date of birth: 
Home phone:
Address:
 
Extra card holder
Name:   
Date of birth: 
Home phone:
Address:
 
Balance transferred
Credit Card non-CIBC issuer:
Transfer amount:
Credit card number:
Balance transferred
Credit Card non-CIBC issuer:
Transfer amount:
Credit card number:
Balance transferred
Credit Card non-CIBC issuer:
Transfer amount:
Credit card number:

Privacy Disclosures and Terms and Conditions

IMPORTANT: Please read the Privacy Disclosures and Terms and Conditions and disclosures provided below which are part of this application. You must read them, and check the box indicating that you agree to be bound by them. You should print the Privacy Disclosures and Terms and Conditions and the disclosures below before proceeding to complete your application.

Trademarks and Disclaimers

For assistance
Frequently Asked Questions

Call us at 1-800-385-2582

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Online Banking

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You can continue with a non pre-filled application.
  • Select 'Apply Now' if you want to proceed with your application.
  • Select 'Cancel Application' if you want to delete and close your application.
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Online Banking

  • You have the option to create a description for your saved card number. Card descriptions can be up to 25 characters long, using any combination of letters and numbers. The description will appear on the Sign On page with your card number the next time you sign on.
  • If you prefer not to enter a description for your card, select Continue and proceed to Online Banking.
(optional)

Important: Do not use your password as your card description.

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Please Identify Yourself

  • In order to protect your information we need to verify your identity before pre-filling your application.
  • Please answer your Personal Verification Questions below.
  • If you cancel, you will be able to continue but your application will not be pre-filled.
Personal Verification Questions
Personal Verification Questions
Question
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Please enter your online banking credentials
(Case-sensitive)

Are you sure you want to cancel? If you cancel this application, all your information will be lost permanently.

Feel free to give us a call or chat online, as we would be happy to help with any questions or concerns.
  • To apply by phone, please call us at 1-800-385-2582
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It may take up to 2 minutes for your application to be processed. Please do not refresh your browser or close this window.

We use multiple layers of protection when you access your online banking or investment accounts. Learn more

Your verification word is used to confirm your identity and we'll ask for it when you call us. Enter a word you will remember, up to 15 characters long.

Including your Social Insurance Number (SIN) in a credit bureau request is the best way to make sure credit bureau information accurately refers to you.

Your email address will be used to contact you for confirmations and status updates.

Please note that we need a valid, complete home address, including the unit, street type and direction if applicable. P.O. boxes are not accepted. To add a mailing address, call 1-888-872-2422 or visit your local branch.

Anti-money laundering legislation requires that we obtain your occupational information. None of the information collected will be used to contact you in the future. Make your selection from the dropdown menu.

Annual income (gross) is the amount of money someone earns or receives in a year before taxes and deductions are subtracted.

Household annual income (gross) is the amount of money a household earns or receives in a year before taxes and deductions are subtracted.

Aeroplan® Miles

You can find your Aeroplan account number on the front of your Aeroplan Miles card.

For more information about Aeroplan and Aeroplan Miles, please visit the Aeroplan website.

PETRO-POINTSTM

You can find your PETRO-POINTS membership number on the front of your PETRO-POINTS card.

For more information about the PETRO-POINTS program, please visit the PETRO-POINTS website.

By providing information about an additional cardholder (authorized user), you are confirming that this information is given with their knowledge and consent. The additional cardholder will receive a card that they can use for purchases and cash advances, and they will also have access to account information.

By consolidating your credit card balances, you will only have one card to keep track of. Please read the Balance Transfer Terms and Conditions to learn more : Balance transfer terms and conditions.

15-Day Multi-Trip Annual Emergency Travel Medical Insurance protects you from the cost of emergency medical expenses while travelling outside of your province of residence. You'll be covered for an unlimited number of trips, up to 15 days each, taken within one year.


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