Rates for Loans and Lines of Credit

CIBC Current prime rate % as of

A line of credit to help conquer your goals

Get convenient access to cash and only pay interest on the funds you use. Enjoy this low introductory rate, equal to CIBC Prime currently at %, until March 4, 2018.

Learn moreabout the C I B C home power plan line of credit

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All fixed and variable rate loans are based on the CIBC Current Prime Rate.1

Rates as of

Loans Term Special Offers
CIBC Personal Loan

Your choice of term, payment frequency and fixed or variable interest rate.

1-5 years
CIBC Personal Car Loan

Get terms up to eight years, with the possibility of no down payment.

1-8 years
CIBC RRSP Maximizer Loan™

Borrow $5,000 to $50,000 to take advantage of unused RRSP contribution room.

1-5 years
Lines of Credit Term Special Offers
CIBC Home Power® Plan Line of Credit

Get a lower interest rate by using the equity in your home.

Open ended
CIBC Personal Line of Credit

Get flexible access to funds at interest rates lower than most credit cards.

Open ended
CIBC Education Line of Credit

Borrow up to $40,000 to help with your post-secondary education costs.

Open ended
CIBC Professional Edge® Student Program

Borrow up to $275,000 (depending on field of study) to help cover costs.

Open ended

See also: Mortgage Rates, Personal Bank Account Rates, Student Banking Offers