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Save time and money with one of Canada’s largest banks

CIBC Smart for Students debit card

No service fees

Apply in about 5 minutes

Close to campus

Free everyday student banking

How it works


Apply online in about 5 minutes. We’ll review your application within 1 business day. Once you’re approved, you can transfer money in the currency you choose. There are no service fees to transfer funds in non-Canadian currency1.


Visit a banking centre when you arrive in Canada. You'll get a debit card and can access your money right away.

All your banking needs in one place

Credit cards for students

Learn moreabout credit cards for students.

Get a GIC for your study permit

Learn moreabout the International Student GIC.

Get $100 when you refer a friend

Contact us

Give us a call anytime

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