CIBC Smart for Students debit card.

Save time and money with one of Canada’s largest banks


No service fees

Apply in about 5 minutes

Close to campus

Free everyday student banking

How it works

Step 1 of 3.
Apply online in about 5 minutes. We’ll review your application within 1 business day.
Step 2 of 3.
Once you’re approved, you can transfer money in the currency you choose. There are no service fees to transfer funds in non-Canadian currency1.
Step 3 of 3.
Visit a banking centre when you arrive in Canada. You'll get a debit card and can access your money right away.
 

Applying for an SDS permit?

Apply online for the International Student GIC program in minutes. 

Learn more

Check out our other offers for students

CIBC Dividend Cash Back Visa.

CREDIT CARDS FOR STUDENTS

Start building credit from day one

Learn more about credit cards for Students.

INTERNATIONAL STUDENT GIC

Earn $100 for each student you refer

Learn more

STUDENTS

Refer a student in Canada and you’ll both earn $50

Learn more

Frequently asked questions