† NO PURCHASE NECESSARY. Open January 2, 2018 at 4:01 pm ET to December 31, 2018 at 11:59 pm ET to legal residents of Canada who are sixteen (16) years of age or older and are current students of an accredited Canadian university, college or secondary school. Grand prize of $35,000 CAD. Odds of winning depend on number of eligible entries received. Math skill test required. Refer to Student Life Network for contest detailsOpens a new window in your browser. Read full contest rules (PDF, 340 KB)Opens a new window in your browser .
1 Offer begins on July 3, 2018 at 12:01 a.m. (ET) and ends on September 30, 2018 at 11:59 p.m (ET). Offer only open to Canadian residents who are not holders or joint holders of a CIBC chequing account. To qualify, open a CIBC Smart™ Account for students, provide a valid email address and register for CIBC Online Banking or CIBC Mobile Banking. Next, within one calendar month, you must complete at least five (5) eligible debit transactions from the CIBC Smart Account for students. Offer cannot be combined with any other offer, reward or rebate. The cash reward will be deposited into your CIBC Smart Account for students within 10-12 weeks of your completion of the required transactions. Other conditions apply. For full offer details, visit a CIBC Banking Centre or review the Terms and conditions (PDF, 110 KB).
2 A transaction includes cheques, withdrawals, transfers, pre-authorized payments, bill payments (including CIBC Credit Cards and CIBC Personal Lines of Credit) and debit purchases. For CIBC eAdvantage Savings Accounts, a transaction does not include transfers to your other CIBC bank account(s) using the transfer function on CIBC Online Banking, CIBC Mobile Banking, CIBC Telephone Banking and at CIBC ATMs. For all accounts, transfers to CIBC-branded loans (excluding CIBC Personal Lines of Credit), mortgages and investments (registered and non-registered) are free. Other fees (in addition to any transaction fee) include: withdrawals from non-CIBC bank machines, Interac e-Transfer transactions (the Interac e-Transfer fee is waived for CIBC Smart Accounts, CIBC PremierService Accounts and for clients who are enrolled in CIBC Advantage for Youth, CIBC Smart for Students, CIBC Smart for Seniors (on the CIBC Smart Account) and CIBC Advantage for Students (on the CIBC Everyday Chequing Account) and transactions in foreign currency (including cheques written in currencies other than the account currency).
3 Interest rates will change from time to time on at least 30 days prior notice to the primary cardholder. “Purchase” means card purchases less returns and does not include: cash advances, interest, fees, balance transfers, payments and CIBC Convenience Cheques. “Cash” means cash advances, balance transfers and CIBC Convenience Cheques.
4 Recommended limit guidelines based on programs offered through Canadian post-secondary institutions.