Ready to get up to $400? Here’s how:

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within 2 months

Are you under 25 years old?

What to love about the CIBC Smart Account

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Enjoy unlimited transactions1

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Keep track of your account

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Take control of your finances

Pay no monthly fee for 3 months

Bank smarter with a flexible monthly fee

No worries — only pay for what you use

$03    up to   $16.95

Monthly fee by number of transactions  Learn about transactions. Opens in a dialog.

Get a debit card that does more for you

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Pay for purchases online

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Save money with rewards and discounts

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Tap more with your phone

Newcomer, student or foreign worker?