† Other terms & conditions apply. Special rate offer cannot be combined with other offers; mortgage loan is subject to credit approval. Special rate offer applies to select mortgage terms and ends December 14, 2022 at close of business day. Special offer available for mortgage loans for first-time home buyers, mortgage loans for new purchase or mortgage loans that are transferred to CIBC from another financial institution. Mortgage loans must be funded within 120 days of application date. Offer subject to credit approval and may be changed or withdrawn at any time, without notice. Call 1 866 525-8622 Opens your phone app. for details. The CIBC Logo is a trademark of CIBC. All other trademarks are owned by CIBC.
1 Rates are subject to change without notice at any time. Offer may change or be withdrawn at any time without notice. Other conditions and restrictions apply.
All applicants must meet the CIBC lending criteria. Other conditions and restrictions apply. Products and their features may change at any time. Variable interest rates may change at any time. This is a general description only. For more information and product terms and conditions, consult product brochures or call 1-866-525-8622Opens your phone app..
2 Special offers apply to new mortgages only. Rates shown for the applicable term are CIBC’s special discounted rates and aren’t posted rates of CIBC. Offer may be changed, withdrawn or extended at any time, without notice.
The Annual Percentage Rate (APR) is based on a new $275,000 mortgage for the applicable term and a 25-year amortization assuming a Property Valuation Fee of $300.
APR means the cost of borrowing for a loan expressed as an interest rate. It includes all interest and non-interest charges associated with the mortgage. If there are no non-interest charges, the annual interest rate and APR will be the same.
3 Non-cumulative and doesn’t apply if you prepay in full.
4 CIBC Wealth Builder Mortgage is only available on the 5-year CIBC Variable Flex Mortgage and fixed rate closed mortgages of 3-year terms or greater for mortgages of $75,000 or more. You must maintain both a CIBC savings and CIBC chequing account to receive cash back up front and during the mortgage term. Cash back amounts that were paid up front are repayable if mortgage is discharged, transferred or renewed before maturity date. Assumptions, conversions, early renewals and ports of existing CIBC mortgages don’t qualify. Other conditions apply; ask for details. CIBC may change or cancel this offer at any time without notice.