Special offer

Step into your saving era with RDS%rate[3].CESA.Published(null,0.0_and over_0.0_CAD_Bonus,1,1)(#O2#)%^† interest

Get a top-tier interest rate with your first CIBC eAdvantage^® Savings Account. Save for a car, travel and everything in between. Limits apply.

Start saving

Reasons to love the CIBC eAdvantage^® Savings Account

Earn a special interest rate for 4 months on balances up to $1,000,000 when you open your first account. Limits apply.

Save for your future, live in the moment

Forget the fees

Enjoy no monthly fees and keep the interest rolling on every dollar.

Save smarter

Get competitive regular interest¹ on all balances, plus an extra 0.50% with Smart Interest² when you save $200 or more a month.

Effortless savings

Set up automatic transfers with AutoSave. Stack your cash without thinking about it.

Student contest

Enter the SPC+ contest for a chance to win $1,000!^‡

Simply open a CIBC eAdvantage Savings Account and register for a SPC+ membership if you don’t already have one. Contest ends June 30, 2024.

Visit the CIBC and SPC+ page to register for a membership. Opens in a new window.

Let your money work hard while you do you

Forget the fees

Enjoy no monthly fees and keep the interest rolling on every dollar.

Save smarter

Get competitive regular interest¹ on all balances, plus an extra 0.50% with Smart Interest² when you save $200 or more a month.

Effortless savings

Set up automatic transfers with AutoSave. Stack your cash without thinking about it.

Track your saving goals with CIBC Smart Planner^™

Get timely insights into your spending habits and keep tabs on your finances. Sign on to the CIBC Mobile Banking App^® and set up your CIBC Smart Planner^™ today.

Get a CIBC eAdvantage® Savings Account

Start saving

Trademarks

^†This offer is only available to clients opening their first CIBC eAdvantage® Savings Account (“eSA”). Eligible eSAs will earn a special annual interest rate (the “Special Interest Rate”) on balances up to $1,000,000 for 120 days from the date the eSA is opened (“Special Rate Period”). The Special Interest Rate is a combination of the regular interest rate that applies to your eSA balance tier, plus an additional bonus interest rate. Any change to the regular interest rate will result in a corresponding change to the bonus interest rate so that the overall Special Interest Rate will remain the same during the Special Rate Period. Regular interest is calculated daily on each day’s full closing balance and paid monthly to your eSA. Bonus interest is calculated daily on each day’s full closing balance up to a balance limit of $1,000,000 during the Special Rate Period and is paid monthly to your eSA. Both the regular and bonus interest rates are based on the tier your daily closing balance falls within. For current interest rates, visit CIBC’s interest rates page. Interest rates quoted are annual; regular and bonus rates may change at any time without prior notice. Other conditions apply. For full offer details, review the full terms and conditions (PDF, 140 KB) Opens in a new window. or visit a CIBC Banking CentreOpens in a new window..

¹ Regular interest is calculated daily at the current rate on each day’s full closing balance and paid on the last business day of the month. Your entire account balance earns the rate applicable to the tier your daily closing balance falls within. This interest cannot be withdrawn and will not be printed at branch terminals or bank machines or made available through CIBC Telephone or Online Banking, until the second business day of the following month. Interest rates quoted are annual. Interest rates and balance tiers are subject to change without prior notice. If you have any questions about our interest rates, call 1-800-465-2422 Opens your phone app. or visit a CIBC Banking Centre Opens in a new window..

²Smart Interest is an interest reward earned on the total account balance in your CIBC eAdvantage^® Savings Account(s), up to a maximum aggregate balance limit of $200,000 (“Smart Balance Maximum”), each month in which you save at least $200 (excluding interest earned) across all your account(s) with the same account holders (“Smart Balance Growth”). Smart Interest is calculated daily at the current Smart Interest rate on each day’s full closing balance (up to the Smart Balance Maximum) and paid between the first 5 to 7 business days of the following month. Smart Interest rate quoted is an annual rate. Smart Interest, the Smart Balance Maximum and the Smart Balance Growth amount may change at any time without prior notice. Other conditions apply. Review the full terms and conditions available at cibc.com/smartsavings.

^‡ No purchase necessary. Open April 15, 2024, to June 30 2024 to legal residents of Canada (14+). Parental or legal guardian consent required for entrants under the age of majority. 10 prizes available to be won, each consisting of $1,000. Receive one (1) automatic entry when you sign up for your first eAdvantage® Savings Account and register for SPC+. Odds of winning depend on number of eligible entries received. Math skill-test required. Full rulesOpens in a new window..

^◇ To be eligible for a free SPC membership, you must hold an eligible CIBC product at the time you register for the membership, which you must do through CIBC online or mobile banking. Eligible CIBC products include a CIBC Youth or Student bank account, Student credit card or Student line of credit. Joint account holders of eligible CIBC products are not eligible for membership. You must also be a legal resident of Canada who is 14 years of age or over, but under the age of 30 years if the eligible CIBC product you use to qualify for the membership is a student line of credit. The membership will automatically renew and remain in effect for as long as you hold an eligible CIBC product. To learn more about eligibility requirements, visit the CIBC and SPC+ partnership page.

Step into your saving era with RDS%rate[3].CESA.Published(null,0.0_and over_0.0_CAD_Bonus,1,1)(#O2#)%† interest

Reasons to love the CIBC eAdvantage® Savings Account

Save for your future, live in the moment

Forget the fees

Save smarter

Effortless savings

Enter the SPC+ contest for a chance to win $1,000!‡

About SPC+

Let your money work hard while you do you

Forget the fees

Save smarter

Effortless savings

Track your saving goals with CIBC Smart Planner™

Step into your saving era with RDS%rate[3].CESA.Published(null,0.0_and over_0.0_CAD_Bonus,1,1)(#O2#)%^† interest

Reasons to love the CIBC eAdvantage^® Savings Account

Enter the SPC+ contest for a chance to win $1,000!^‡

Track your saving goals with CIBC Smart Planner^™