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Annual fee
$0
$0
for each additional card
(3 card maximum)
Interest rate (purchases)
RDS%rate[2].VSDIV.Published(null,null,6,null)(#R#)%ⓘ
MINIMUM INCOME REQUIREMENT
$0
MINIMUM CREDIT LIMIT
$1,000
Earn cash back with no annual fee
Plus, build your credit history by making at least your minimum monthly payments on time.
2%
1%
0.5%
+
+
Earn up to $180 with our student bundle
Bundle your CIBC Dividend® Visa* Card for Students with a CIBC Smart™ Start Card and earn up to $130 cash back. Plus, refer a friend and you'll each get $50!◇◇
Get a free SPC+ membershipⓘ with this credit card
Save up to 30% on over 450 top brands when you shop online or in-store. Plus, get exclusive access to special experiences, cash prizes, giveaways and more – all for free, only with CIBC!
Save up to 10 cents per litre on gas with CIBC and Journie Rewards
3 cents
+
7 cents
Maximize your cash back with these perks
Get cash back on demand
Earn cash back with CIBC Global Money Transfer™,ⓘ
A card that’s award-worthy