Earn cash back for no annual fee

Earn cash back for no annual fee

2%

1%

0.5%

CIBC by Expediaⓘ - available to Dividend credit card holders✈️ 

Search and book flights, hotels, car rentals and more. Plus, earn 1% cash back when you book your next vacation with CIBC by Expedia.ⓘ, ⓘ, ⓘ 

Learn More about CIBC by Expedia.
CIBC logo. Expedia logo.
Mobile phone showing the CIBC by Expedia portal.

Free Skip+ membership, exclusively with CIBCⓘ

Enjoy effortless home delivery and exclusive savings with our new Skip partnership.

Free Skip+ membership

Save $9.99 plus tax every month when you link your eligible CIBC credit card to your Skip account

$20 Welcome Voucher

Use at checkout to save on your first order of $40 or more

$10 Monthly Voucher

Earn a $10 voucher when you place 4 orders of $30 or more in each month

Save up to 10 cents per litre on gas with CIBC and Journie Rewards

Link and use your eligible CIBC credit card with Journie Rewards to save up to 10 cents per litre at participating Pioneer, Fas Gas, Ultramar and Chevron gas stations.ⓘ, ⓘ

Save 3 cents per litre every time you fill up.ⓘ

+

Save 7 cents per litre every time you reach 300 Journie Points.ⓘ

Logos of Journie Rewards, On the Run, Pioneer, Fas Gas, Ultramar, and Chevron.

Maximize your cash back

Get cash back on demand

Earn cash back for sending money globallyⓘ

Annual fee

$0

$0
for each additional card
(3 card maximum)

Interest rate (purchases)

RDS%rate[2].VSDIV.rate(null,null,6,null)(#R#)%ⓘ

Interest rate (cash)

RDS%rate[2].VSDIV.rate(null,null,3,null)(#R#)%ⓘ,ⓘ

RDS%rate[2].VSDIV.Published(null,null,90,null)(#O2#)%ⓘ,ⓘ
(for Quebec residents)

Minimum annual income

$15,000
(household)

Valuable insurance included with your cardⓘ, ⓘ, ⓘ 

A card that’s award-worthy

Best Credit Card No-Fee Cash Back 2025 Milesopedia award logo.