Earn cash back for no annual fee

Earn cash back for no annual fee

2%

1%

0.5%

CIBC by Expediaⓘ - available to Dividend credit card holders✈️ 

Search and book flights, hotels, car rentals and more. Plus, earn 1% cash back when you book your next vacation with CIBC by Expedia.ⓘ, ⓘ, ⓘ 

Learn More about CIBC by Expedia.
CIBC logo. Expedia logo.
Mobile phone showing the CIBC by Expedia portal.

Fuel up for less

Learn more about Journie Rewards with CIBC.

Get a free Skip+ membership when you link your eligible CIBC credit card

Learn more about Skip+.

Maximize your cash back

Get cash back on demand

Earn cash back for sending money globallyⓘ

Annual fee

$0

$0
for each additional card
(3 card maximum)

Interest rate (purchases)

RDS%rate[2].VSDIV.rate(null,null,6,null)(#R#)%ⓘ

Interest rate (cash)

RDS%rate[2].VSDIV.rate(null,null,3,null)(#R#)%ⓘ,ⓘ

RDS%rate[2].VSDIV.Published(null,null,90,null)(#O2#)%ⓘ,ⓘ
(for Quebec residents)

Minimum annual income

$15,000
(household)

Valuable insurance included with your cardⓘ, ⓘ, ⓘ 

A card that’s award-worthy

Best Credit Card No-Fee Cash Back 2025 Milesopedia award logo.