Earn cash back for no annual fee

2%

1%

0.5%

A card that’s award-worthy

2022 Best No Annual Fee Cash Back Visa card milesopedia logo

Save up to 10 cents per litre on gas with CIBC and Journie Rewards

3 cents

+

7 cents

Maximize your cash back with these perks

Get cash back on demand

Earn cash back with CIBC Global Money Transfer™,

Annual fee

$0

$0
for each additional card
(3 card maximum)

Interest rate (purchases)

RDS%rate[2].VSDIV.rate(null,null,6,null)(#R#)% 

Interest rate (cash)

RDS%rate[2].VSDIV.rate(null,null,3,null)(#R#)%,

RDS%rate[2].VSDIV.Published(null,null,90,null)(#O2#)%,

(for Quebec residents)

Minimum annual income

$15,000
(household)