What to love about Visa* Debit

Did you know that your CIBC Advantage Debit Card is already enabled with Visa* Debit? That means you can shop online directly from your bank account.

Enjoy shopping online and in-app with these great benefits:

Pay with debit — anywhere1

Pay for streaming and subscription services, shop internationally, make recurring bill payments, pay by phone or mail order and more.

Safety and security

You’re protected with Visa’s Zero Liability Policy2 and active fraud monitoring on all purchases.

Rewards and discounts

Fuel up and get 3¢ off per litre with Journie Rewards.3 Plus, get more rewards and discounts by registering with Paymi or SPC.


It’s easy and secure to shop with Visa* Debit

You can pay with Visa* Debit at participating retailers where Visa cards1 are accepted.

  1.  Select “Visa Debit” or “Visa” as the card type
  2.  Enter your CIBC Advantage Debit Card number, expiry date and your 3 digit security code located on the back of your card
  3.  Enter your name, billing and shipping information, as required

The debit purchase will be deducted from the available money in your bank account.

The CIBC Advantage Debit Card is accepted at stores in the U.S. and around the world where Visa cards1, 4 are accepted.

  1.  If prompted, select “Visa” as the card type
  2.  Enter your PIN or sign the receipt 

The debit purchase will be deducted from the available money in your bank account.

Pay with your phone

You can use your CIBC Advantage Debit Card with any of these mobile wallets: Google Pay, Apple Pay® and Samsung Pay®.