What to love about the CIBC SmartTM Account

Free Interac e-Transfer® service

Keep track of your account

Enjoy unlimited transactions1

Free paperless record keeping

CIBC Smart Account debit card

Bank smarter with a flexible monthly fee

No worries — only pay for what you use

Starting at
 $

Capped at
$

Monthly fee by number of transactions Learn about transactions. Opens in a pop-up window.



How do you pay no monthly fee for up to 12 months?

Step 1


Step 2


Step 1

Step 2

Want to keep paying no monthly fees?

Are you eligible for this offer?

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CIBC Smart Account

Older woman making an online purchase

CIBC SmartTM for Seniors

$4.95

Student, newcomer or foreign worker?

Want to get even more?

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Get up to $120 when you send money globally

Send money to over 75 countries for a $0 transfer fee* with CIBC Global Money Transfer™.

Learn moreabout CIBC Global Money Transfer