How to get the CIBC Smart Account special offer◊, †

You get a fee rebate for the first 3 months — no minimum balance required.

Plus, get a monthly fee rebate for the next 9 months if you maintain the transactions you’ve set up in step 2 on a monthly basis.

Open your first Smart Account  and provide your email address.

You get a fee rebate for the first 3 months — no minimum balance required.

Plus, get a monthly fee rebate for the next 9 months if you maintain the transactions you’ve set up in step 2 on a monthly basis.

What to love about the CIBC Smart Account

Enjoy unlimited transactions1

Keep track of your account

Avoid an NSF fee

Pay for purchases online

Save money with rewards and discounts

CIBC Smart Account debit card

Bank smarter with a flexible monthly fee

No worries — only pay for what you use

Starting at
 $

Capped at
$

 If you’re a Canadian resident age 65 or older, you get a $4.95 monthly fee discount. Learn moreabout CIBC Smart for Seniors

Monthly fee by number of transactions Learn about transactions. Opens in a pop-up window.



Want to keep paying no monthly fees?

Newcomer, student or foreign worker?

Get a CIBC Smart Account today

Get a CIBC Smart Account