What to love about the CIBC SmartTM Account

Free Interac e-Transfer® service

Keep track of your account

Enjoy unlimited transactions1

Free paperless record keeping

CIBC Smart Account debit card

Bank smarter with a flexible monthly fee

No worries — only pay for what you use

Starting at
 $

Capped at
$

Monthly fee by number of transactions Learn about transactions. Opens in a pop-up window.



How do you pay no monthly fee for up to 12 months?

Step 1


Step 2


Step 1

Step 2

Want to keep paying no monthly fees?

Are you eligible for this offer?

Man banking on his laptop

CIBC Smart Account

Older woman making an online purchase

CIBC SmartTM for Seniors

$4.95

Student, newcomer or foreign worker?