Switch to a CIBC Mortgage and get up to $3,000 cash back^†

Take advantage of rates as low as RDS%rate[5].5YRVARCLO.Published(5_null_null_Years_T,null,18,null)(#O2#)% on a 5-year variable flex mortgage. APR: RDS%rate[5].5YRVARCLO.Published(5_null_null_Years_T,null,2,null)(#O2#)%^‡

Request a call with a CIBC Mortgage Advisor or get pre-approved online.

Request a call Get pre-approved

Our featured rates

A CIBC Mortgage Advisor can help you find a mortgage that meets your needs at a competitive rate.
And once you’ve chosen your mortgage, we’ll take care of the rest.

RDS%rate[5].MICRO.Published(5_null_null_Years_T,null,18,null)(#O2#)%

5-year fixed
High-ratio mortgage

RDS%rate[5].FRCM.Published(5_null_null_Years_T,null,18,null)(#O2#)%

(APR RDS%rate[5].FRCM.Published(5_null_null_Years_T,null,2,null)(#O2#)%)^‡

5-year term

RDS%rate[5].FRCM.Published(7_null_null_Years_T,null,18,null)(#O2#)%

(APR RDS%rate[5].FRCM.Published(7_null_null_Years_T,null,2,null)(#O2#)%)^‡

7-year term

RDS%rate[5].5YRVARCLO.Published(5_null_null_Years_T,null,18,null)(#O2#)%

(APR RDS%rate[5].5YRVARCLO.Published(5_null_null_Years_T,null,2,null)(#O2#)%)^‡

5-year variable flex

How much cash can I get back?

You could be in for a reward to help spruce up your home.

Depending on how much you borrow, you could earn up to $3,000.

Amount you borrow

Minimum amount: $100,000. Maximum amount: $750,000. Amount will round to the nearest $50,000.

Your cash back

Cash back slider. Minimum amount: $100,000. Maximum amount: $750,000. Amount will round to the nearest $50,000. Enter or move the slider to the value. Use left and right or down and up arrow keys to decrease or increase the value by $50,000; Page Up and Page down to decrease or increase the value by $50,000. Use home and end keys to reach the minimum and maximum values.

Your cash back

Here’s what you need to do:

Step 1

Speak with an advisor.

Step 2

Choose the right mortgage for you.

Step 3

Take advantage of our cash-back offer and receive up to $3,000.^†

All mortgage rates

Let’s get started

Request a callwith a CIBC Mortgage Advisor

or call us at 1-866-525-8622Opens your phone app

Get pre-approvedfor a mortgage online

Find a CIBC Mortgage AdvisorOpens a new window in your browser

Need some help? Try our tools.

Mortgage payment calculator

Calculate how much your mortgage payments will be.

Mortgage affordability calculator

Use this tool to review your household income and expenses.

Mortgage glossary

Our glossary will help you understand commonly used words and phrases.

^† Offer available for mortgage loans that are transferred to CIBC from another financial institution. Mortgage loans must be funded within 120 days of application date.

Mortgage loan must have a principal amount of $100,000 or more, and be either a CIBC Fixed-Rate Closed Mortgage loan with a term of 4 years or more, or a 5-year CIBC Variable Flex Mortgage loan. A personal CIBC chequing account is required to make pre-authorized mortgage payments. Qualifying clients will receive:

$3,000 on a mortgage loan amount of $750,000 or more;
$2,000 on a mortgage loan of $500,000 to $749,999;
$1,200 on a mortgage loan of $300,000 to $499,999; or
$1,000 on a mortgage loan of $100,000 to $299,999.

Cash back will be deposited in the personal CIBC chequing account 6 to 8 weeks after funding.

Other conditions and restrictions apply. Ask us for details. Offer ends October 18, 2021. Offer subject to credit approval and may be changed or withdrawn at any time, without notice.

If you have an eligible high ratio mortgage, you may also qualify for a special low rate. Talk to us to find out how.

If your down payment is less than 20% of the property value, your mortgage is high-ratio.

^‡ Special offers apply only to new mortgages of owner-occupied properties with an amortization of 25 years or less. Annual Percentage Rate (APR) is based on a new $275,000 mortgage for the applicable term and a 25-year amortization assuming a Property Valuation Fee of $300. Rates shown for the applicable term are CIBC’s special discounted rates and are not posted rates of CIBC. Offer may be changed, withdrawn or extended at any time, without notice.

APR means the cost of borrowing for a loan expressed as an interest rate. It includes all interest and non-interest charges associated with the mortgage. If there are no non-interest charges, the annual interest rate and APR will be the same.

Trademarks

Switch to a CIBC Mortgage and get up to $3,000 cash back†

Our featured rates

RDS%rate[5].MICRO.Published(5_null_null_Years_T,null,18,null)(#O2#)%

RDS%rate[5].FRCM.Published(5_null_null_Years_T,null,18,null)(#O2#)%

RDS%rate[5].FRCM.Published(7_null_null_Years_T,null,18,null)(#O2#)%

RDS%rate[5].5YRVARCLO.Published(5_null_null_Years_T,null,18,null)(#O2#)%

How much cash can I get back?

Here’s what you need to do:

Step 1

Step 2

Step 3

Let’s get started

Need some help? Try our tools.

Switch to a CIBC Mortgage and get up to $3,000 cash back^†