Registered Retirement Savings Plan (RRSP) Rates

Save for retirement with security and ease

CIBC RRSP Daily Interest Savings Account
Guarantee your principal and interest with complete access to your RRSP funds.

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CIBC Current prime rate % as of

The rates shown are for at-maturity interest payment options and may change without prior notice.

Rates as of

Term Rate Special Offers
2 - 4 months %
5 - 8 months %
9 - 10 months %
11 - 13 months %
14 - 17 months %
18 - 22 months %
23 - 25 months %
26 - 29 months %
30 - 34 months %
36 - 46 months %
47 - 49 months %
50 - 58 months %
60 months %
Term Rate Special Offers
9 - 10 months %
11 - 13 months %
14 - 17 months %
18 - 22 months %
23 - 29 months %
30 - 34 months %
35 - 36 months %
Balance Rate
up to $4,999.99 %
$5,000.00 to $24,999.99 %
$25,000.00 to $49,999.99 %
$50,000.00 to $99,999.99 %
$100,000.00 and over %
Term Rate Special Offers
1 year %
2 year %
5 year %
Investment Amount Year 1 Year 2 Year 3 Effective Yield Special Offers
$500 - $999,999 % % % %
Investment Amount Year 1 Year 2 Year 3 Year 4 Year 5 Effective Yield Special Offers
$500 - $999,999 % % % % % %
Investment Amount Year 1 Year 2 Year 3 Effective Yield Special Offers
$500 - $999,999 % % % %
Investment Amount Year 1 Year 2 Year 3 Year 4 Year 5 Effective Yield Special Offers
$500 - $999,999 % % % % % %
Term Rate Special Offers
1 year %

See also: GIC Rates , TFSA Rates, Mutual Fund Rates, RRIF/LIF Rates

Terms and Conditions

1 The rates shown are for at-maturity interest payment option and may change without prior notice.

  • Interest rates quoted are annual rates. Rates are fixed for each GICís term. Rates are subject to change without prior notice.
  • Interest calculation: For terms of 1 year or less, simple interest is paid at maturity. For terms over 1 year, compound interest is calculated annually and paid at maturity.
  • Minimum deposit: $500.
  • If a GIC is redeemed before maturity to transfer funds to an RRSP at another financial institution, no interest will be paid and a transfer fee will apply.

2 Interest is calculated on each dayís final balance and paid monthly. Your entire account balance earns the rate displayed for your balanceís highest tier.

3 The rates shown are for at-maturity interest payment option and may change without prior notice.

  • Interest rates quoted are annual rates. Rates are fixed for each GICís term. Rates are subject to change without prior notice.
  • Interest calculation: Interest is compounded annually and paid at maturity.
  • Minimum deposit: $500.
  • If a GIC is redeemed before maturity to transfer funds to an RRSP at another financial institution, no interest will be paid and a transfer fee will apply.

4 The rates shown are for at-maturity interest payment option and may change without prior notice.

  • Interest rates quoted are annual rates. Rates are fixed for each GICís term. Rates are subject to change without prior notice.
  • Interest calculation: Simple interest is paid at maturity.
  • Minimum deposit: $500.
  • If a GIC is redeemed before maturity to transfer funds to an RRSP at another financial institution, no interest will be paid and a transfer fee will apply.