Limited time offer

Transfer qualifying investments to CIBC and earn up to $5,000^†

Earn a 1% match up to $5,000 when you transfer in investments of $10,000 or more.

Offer ends October 31, 2025. Conditions apply.

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Do more with your money

Grow your savings and reach your goals sooner.
Meet with us to find out more about our investment plans and how you can take advantage of the transfer in bonus offer.

Transfer more, earn more

Earn a 1% match, up to $5,000!

To qualify for the transfer-in offer:

You must have or open a CIBC personal deposit account.
The transfer-in must occur from an external financial institution to a qualifying CIBC registered plan product.^†
A direct transfer-in form must be signed to verify the above by October 31, 2025. Funds must be received by December 31, 2025.

Accelerate your journey and goals

Meet with a CIBC financial advisor at your local branch to start building your tailored registered^† investment plan. Here are a few ways you could diversify your portfolio as you transfer in your funds with this offer.

Save for retirement with security and ease

Kick-start your savings on new deposits. With a CIBC RRSP Daily Interest Savings Account, it’s easy to grow your savings for now and the future.

Make your savings work harder
Get tax benefits
Help for first-time home buyers with the Home Buyers’ Plan

If you’re looking to top off your RRSP and take advantage of unused contribution room, consider a CIBC RRSP Maximizer Loan™ or CIBC RRSP Express® Loan.

Grow your savings faster

Whether you’re saving for a new car or turning your current home into your dream home, a CIBC TFSA Tax Advantage Savings Account® can help you get there sooner.

Earn daily interest, tax free
Access your money anytime with tax-free withdrawals¹
Set up recurring deposits to grow your savings faster

Grow your money with certainty

GICs are a secure way to grow your investment. At the end of the term, you get 100% of your original investment back, plus the interest you earned. Here are a few options to consider:

CIBC Bonus Rate RRSP GIC
CIBC Flexible RRSP GIC
CIBC Bonus Rate TFSA GIC
CIBC Flexible TFSA GIC^TM
CIBC Bonus Rate RRIF GIC

CIBC Market Linked GICs (Registered)

The interest rate is linked to market performance, so the potential for growth is higher than a fixed-rate GIC.

Potential for higher returns
Peace of mind
Low minimum investment

An easy way to diversify

Purchase a mutual fund and invest in a pool of securities managed by our investment experts. CIBC offers a diverse group of mutual funds that can work towards your savings goals.

Affordable and easy to buy
Professionally managed
Can be held on their own in an RRSP, TFSA or RRIF

A tailored financial plan

For investors with combined household investable assets of $100,000 or more, Personal Portfolio Services offers investment management with exclusive client servicing. Benefits include:

Professional portfolio management
Relief from making day-to-day investment decisions
Personal client service
Detailed quarterly statements

CIBC Imperial Service® provides comprehensive financial planning and banking services tailored to meet your goals.

These investments can be held on their own in an RRSP, TFSA or RRIF.

RRSP DISA

Save for retirement with security and ease

Kick-start your savings on new deposits. With a CIBC RRSP Daily Interest Savings Account, it’s easy to grow your savings for now and the future.

Make your savings work harder
Get tax benefits
Help for first-time home buyers with the Home Buyers’ Plan

If you’re looking to top off your RRSP and take advantage of unused contribution room, consider a CIBC RRSP Maximizer Loan™ or CIBC RRSP Express® Loan.

TFSA TASA

Grow your savings faster

Whether you’re saving for a new car or turning your current home into your dream home, a CIBC TFSA Tax Advantage Savings Account® can help you get there sooner.

Earn daily interest, tax free
Access your money anytime with tax-free withdrawals¹
Set up recurring deposits to grow your savings faster

GICs (Registered)

Grow your money with certainty

GICs are a secure way to grow your investment. At the end of the term, you get 100% of your original investment back, plus the interest you earned. Here are a few options to consider:

CIBC Bonus Rate RRSP GIC
CIBC Flexible RRSP GIC
CIBC Bonus Rate TFSA GIC
CIBC Flexible TFSA GIC^TM
CIBC Bonus Rate RRIF GIC

CIBC Market Linked GICs (Registered)

The interest rate is linked to market performance, so the potential for growth is higher than a fixed-rate GIC.

Potential for higher returns
Peace of mind
Low minimum investment

Mutual Funds

An easy way to diversify

Purchase a mutual fund and invest in a pool of securities managed by our investment experts. CIBC offers a diverse group of mutual funds that can work towards your savings goals.

Affordable and easy to buy
Professionally managed
Can be held on their own in an RRSP, TFSA or RRIF

Portfolio Solutions

A tailored financial plan

For investors with combined household investable assets of $100,000 or more, Personal Portfolio Services offers investment management with exclusive client servicing. Benefits include:

Professional portfolio management
Relief from making day-to-day investment decisions
Personal client service
Detailed quarterly statements

CIBC Imperial Service® provides comprehensive financial planning and banking services tailored to meet your goals.

These investments can be held on their own in an RRSP, TFSA or RRIF.

Transfer funds to a qualifying CIBC investment product

Meet with us

Trademarks

^† The CIBC Registered Plan 1% Transfer-In Cash Incentive Offer (the “Offer”) is available to residents of Canada who have: reached the age of majority in their province or territory and have an existing CIBC personal deposit account prior to completing the transfer-in. Offer begins on July 2, 2025 and ends on October 31, 2025 (the “Offer Period”). Offer consists of a 1% cash bonus incentive payment (the “Bonus”) when you transfer in $10,000 or more in cash (or equivalent value in securities) from a registered plan(s) held at a financial institution outside of the CIBC Group of Companies to a new or an existing qualifying CIBC registered plan product(s). To qualify, transfers must be initiated during the Offer Period within 30 days of the earlier of: the date a new qualifying CIBC registered product is opened (as applicable) or October 31, 2025. Transferred assets must be deposited into the applicable qualifying CIBC registered plan product(s) by no later than December 31, 2025 and must remain in the respective plan product until: (a) June 30, 2026, for transferred assets deposited on or before October 31, 2025, and (b) October 31, 2026, for transferred assets deposited during the period from November 1, 2025 to December 31, 2025. The Bonus will be paid by no later than: (a) June 30, 2026, for the transferred assets deposited on or before October 31, 2025, and (b) October 31, 2026, for transferred assets deposited during the period from November 1, 2025 to December 31, 2025. The 1% Bonus is calculated based on the value of cash at the time of receipt into the applicable qualifying CIBC registered plan product and/or market value as of:

(a) May 15, 2026, for eligible in-kind transfers completed on or before October 31, 2025, and

(b) September 15, 2026, for eligible in-kind transfers completed during the period from November 1, 2025 to December 31, 2025, and is subject to a total maximum $5,000 Bonus per qualifying CIBC product.

Offer does not apply to contributions made to qualifying CIBC registered plan products. There may be tax implications associated with this Offer. You remain responsible for ensuring that any contribution to your RRSP or TFSA does not exceed your contribution limits under the applicable tax legislation. Offer does not apply to transfers into locked-in plans, pension plans, Registered Education Savings Plans, Registered Disability Savings Plans, First Home Savings Accounts, any Group RSP plans and any registered plan offered by Simplii Financial, CIBC Investor’s Edge or CIBC Wood Gundy. For a full list of qualifying CIBC registered plan products refer to Offer terms and conditions. For additional details, ask at any CIBC Banking Centre or go to the CIBC website. CIBC or the participating subsidiaries (as applicable), each in its sole discretion, may change these terms and conditions or withdraw all or part of this Offer at any time without notice. Other conditions apply. For full Offer details review the CIBC Registered Plan 1% Transfer-In Cash Incentive Offer Terms and Conditions (PDF, 130 KB) Opens a new window..

^® CIBC logo is a registered trademarks of CIBC, used under license.

¹ This does not apply to withdrawals to correct over-contributions.

Transfer qualifying investments to CIBC and earn up to $5,000†

Do more with your money

Transfer more, earn more

Accelerate your journey and goals

Transfer qualifying investments to CIBC and earn up to $5,000^†