Trademarks
◊◊ Offer begins on August 7, 2024 at 12:01 a.m. (ET) and ends on October 31, 2024 at 11:59 p.m. (ET) (the “Offer Period”). Offer available to residents of Canada who:
(i) Are at or above the age of majority in their province or territory of residence, and
(ii) from 2021 to the time of opening the CIBC Smart™ Account (the “Account”), were not a holder (or joint holder) of a CIBC chequing account.
To qualify for up to a 6-month rebate of the monthly subscription fee (inclusive of taxes) for a Disney+ Standard (no ads) monthly plan (the “Disney+ Standard Plan”), eligible clients must complete the following steps:
(i) During the Offer Period, open an Account and provide us with a valid email address.
(ii) Within 1 calendar month after the month of opening your Account, sign up for the Disney+ Standard Plan on the Disney+ and CIBC offer landing page Opens in a new window. or on the Disney+ landing page Opens in a new window. and set up monthly payments using the CIBC Advantage Debit Card® linked to your Account.
(iii) Starting with your first monthly payment, pay for the Disney+ Standard Plan each month using the same CIBC Advantage Debit Card for a period of 6 consecutive months (the “Reward Period”).
The rebate will be credited directly to the qualifying Account within 30 days after the month in which the subscription fee is paid. If during the Reward Period, you cancel your Disney+ subscription or stop using your CIBC Advantage Debit Card to pay for the Disney+ Standard Plan, you will no longer qualify for the reward and will forfeit the right to any future rebates not already paid. At the end of the 6 month period, your Disney+ Standard Plan subscription will automatically renew at the then current monthly subscription fee (plus taxes, where applicable), unless you cancel your subscription earlier. Cancellation is effective at the end of the respective billing period. The Disney+ subscription is subject to the Disney+ Subscriber Agreement Opens in a new window., the Terms of Use for a MyDisney Account Opens in a new window. and The Walt Disney Company Privacy Policy and Supplemental Privacy Policy for Canada Opens in a new window.. The Disney+ monthly subscription purchase must be made directly on the Disney+ and CIBC landing page Opens in a new window. or the Disney+ landing page Opens in a new window.. Subscription purchases made through mobile apps, third party providers or platforms and transactions made with third party payment processors (e.g., PayPal) are excluded from this offer. Other conditions apply. Please review the full terms and conditions (PDF, 140 KB) Opens in a new window..
† Cash reward offer begins on October 17, 2023, at 12:01 am ET. Offer available to Canadian residents, and international students, who meet the eligibility requirements for the CIBC Smart Start or CIBC Smart for Students benefit and, from 2021 to the time of opening the account, are not holders or joint holders of a CIBC chequing account, all as determined by CIBC in its sole discretion. To qualify for this offer, open a CIBC Smart Account with Smart Start or Smart for Students benefits. Within 2 months after the month of opening the account, earn a $100 cash reward when you complete 5 Visa Debit purchases within the same calendar month. Eligibility of transactions will be determined by CIBC in its sole discretion. This offer can be combined with the CIBC Student Refer-a-Friend Program. Offer cannot be combined with any other offer, reward, or rebate unless otherwise indicated by CIBC. The cash reward will be deposited into your account within 7 months after the month that you have opened the account. Other conditions apply. Please review the full Terms and conditions (PDF, 130 KB) Opens in a new window..
‡ Earn $50 each time a person you refer qualifies and receives their reward, up to $500 each year this offer is available between January 1 to December 31, for the first 10 people you refer each year that qualified and got their cash reward. To learn more, refer to the Referral Program Terms and Conditions (PDF, 115 KB) Opens in a new window..
◊ The CIBC Investor’s Edge® Free Online Trading for Young Investors Offer (the “Offer”) begins May 10, 2022 and makes all clients aged 18–24 who have CIBC Smart™ Start with their deposit account and a CIBC Investor’s Edge account eligible to receive:
Unlimited commission-free trading for North American online equity and ETF trades in an eligible CIBC Investor’s Edge account, and a waiver of annual account administration fees, until the last day in the year that the client reaches age 24 (the “Free Trading Period”).
1. Applicable annual administration fees on registered and non-registered accounts will be waived during the Free Trading Period.
2. The CIBC Investor’s Edge account types eligible for the Offer are as follows, with no minimum account balance required:
- Investment account — individual
- Retirement Savings Plan (RSP) account — individual
- Tax-Free Savings Account (TFSA)
3. After the Free Trading Period ends, the CIBC Smart Start benefits end, or the client otherwise no longer qualifies for the Offer, clients will be charged regular pricing.
4. The Offer is non-transferable. The Offer may not be combined with other CIBC Investor’s Edge promotional offers. For full offer details, review the terms and conditions (PDF, 70 KB) Opens in a new window.
CIBC Investor’s Edge is a division of CIBC Investor Services Inc. and a subsidiary of CIBC.
†† To be eligible for a free SPC membership, you must hold an eligible CIBC product at the time you register for the membership, which you must do through CIBC online or mobile banking. Eligible CIBC products include a CIBC Youth or Student bank account, Student credit card or Student line of credit. A complete list of eligible CIBC products can be found under "How do I qualify for SPC membership with CIBC?". Joint account holders of eligible CIBC products are not eligible for membership. You must also be a legal resident of Canada who is 14 years of age or over, but under the age of 30 years if the eligible CIBC product you use to qualify for the membership is a student line of credit. The membership will automatically renew and remain in effect for as long as you hold an eligible CIBC product.
✦ Cash reward offer begins on October 17, 2023, at 12:01 am ET. Offer available to Canadian residents, and international students, who meet the eligibility requirements for the CIBC Smart Start or CIBC Smart for Students benefit and, from 2021 to the time of opening the account, are not holders or joint holders of a CIBC chequing account, all as determined by CIBC in its sole discretion. To qualify for this offer, open a CIBC Smart Account with Smart Start or Smart for Students benefits. Within 2 months after the month of opening the account, earn a $100 cash reward when you complete 5 Visa Debit purchases within the same calendar month. Eligibility of transactions will be determined by CIBC in its sole discretion. This offer can be combined with the CIBC Student Refer-a-Friend Program. Offer cannot be combined with any other offer, reward or rebate unless otherwise indicated by CIBC. The cash reward will be deposited into your account within 7 months after the month that you have opened the account. Other conditions apply; review the terms and conditions (PDF, 130 KB) Opens in a new window..
You can qualify for this offer if you apply and are approved for a new CIBC Dividend® Visa* Card for Students beginning July 4, 2024.
If you apply and are approved for a new CIBC Dividend® Visa* Card for Students, you will receive 10% cash back on the net purchases posted to your account within the first 4 monthly statement periods or $1,000 in total net purchases (equal to $100 cash back), whichever comes first.
Cash back is awarded at the end of the year as a credit on your December statement.
Offer applies to newly approved card accounts only; transfers from an existing CIBC credit card to a CIBC Dividend® Visa* Card for Students are excluded. This offer is not transferable. This offer may be withdrawn or changed without prior notice at any time. CIBC may approve your application, but you are not eligible to receive this Offer if you have opened, transferred or cancelled another Dividend card within the last 12 months. This offer may be revoked if you appear to be manipulating or abusing it, or are engaged in any suspicious or fraudulent activity, as determined by CIBC in its sole discretion.
The CIBC Best Student Life Bundle cash reward offer begins on July 12 at 12:01AM ET. Offer is available to residents of Canada and international students who: (i) have reached the age of majority in their province or territory of residence, and (ii) do not currently hold a CIBC credit card, CIBC chequing account or CIBC savings account. To qualify for the cash reward, you must apply online for the CIBC Best Student Life bundle and open your first: CIBC eAdvantage Savings Account, CIBC Smart account with either the Smart Start or Smart for Student benefit, and CIBC student credit card. A valid e-mail address must be provided as part of the application. You must: (i) by the end of the second full calendar month after the month the last product in the bundle is opened (the “Qualifying Month”), have a closing balance of least $100 in each of your CIBC Smart account and your CIBC eAdvantage Savings account, and then (ii) maintain a month-end closing balance above $0 for the next two calendar months following the Qualifying Month. Closing balances will be determined based on transactions that have been posted to your account on or before the end of the calendar month. In most cases, transactions completed after 6:00 pm ET or on weekends and holidays will be posted on the next business day. If all offer requirements are met, the $50 cash reward will be credited to your CIBC Smart account directly within two (2) months after the month you completed all offer requirements. Limit of one cash reward per eligible client. All deposit and credit card products must remain open, unconverted, and in good standing at the time the reward is deposited. CIBC reserves the right to end, cancel, change or suspend this offer or change these terms at any time without notice. Offer can be combined with: CIBC Student Refer-a-Friend, CIBC Smart Start & Smart for Student cash reward offers, CIBC eAdvantage Savings Account special interest rate offers, and CIBC credit card cash, Aventura Points, or Aeroplan points welcome offers. This offer cannot be combined with any other offer, reward, or rebate unless otherwise indicated by CIBC.
