† Offer begins on August 15, 2023, at 12:01 am ET and ends on October 16, 2023, at 11:59 pm ET. Offer available to Canadian residents who are at or above the age of majority in their jurisdiction of residence, who open a CIBC Smart Account (including those with CIBC Smart Start or CIBC Smart for Students) or who open a CIBC Smart Plus Account, and from 2019 to the time of opening the account are or were not holders or joint holders of a CIBC chequing account, all as determined by CIBC in its sole discretion. To qualify for a rebate of the Disney+ streaming service monthly subscription fee plus taxes (as of August 15, 2023, the fee is $11.99 and is subject to change) for up to six consecutive months, open a CIBC Smart Account (including one with CIBC Smart Start or CIBC Smart for Students) or a CIBC Smart Plus Account and provide your email address. Within one (1) month after the month of opening the account, sign up for a monthly subscription to the Disney+ streaming service and set up monthly payments from your CIBC account. You must use the CIBC Advantage Debit Card® associated with your account to make the payments by simply registering your CIBC Advantage Debit Card number in the credit card billing section online at Disney+ Opens in a new window. when you subscribe to Disney+. The Disney+ subscription is subject to the Disney+ Subscriber agreement Opens in a new window. and The Walt Disney Company Privacy Policy Opens in a new window. You must reach the age of majority in your province or territory of residence to subscribe. Offer available to new subscribers or existing Disney+ subscribers. In order to be rebated for the Disney+ monthly subscription for each month up to six months, you must maintain your Disney+ subscription and make payments each month consecutively. If you decide to stop your subscription, you will no longer qualify for the rebate. At the end of the six-month period, your Disney+ subscription will automatically renew at the then-current monthly subscription fee, unless you cancel earlier. The Disney+ monthly subscription purchase must be made directly at Disney+ Opens in a new window.. Subscription purchases made through mobile apps, third-party providers, or platforms and transactions made with third-party payment processors (e.g., PayPal) are excluded from this offer. Transactions must be made in Canadian dollars in order to be eligible. This Offer can be combined with the $350 Offer for CIBC Smart Account and CIBC Smart Plus Account, the $125 Offer for accounts with CIBC Smart Start or CIBC Smart for Students, and the CIBC Smart Plus Account Fee Rebate. Other conditions apply. Please review the full Terms and conditions (PDF, 135 KB) Opens in a new window..
‡The CIBC Smart™ Account for Newcomers is offered to those who have received landed immigrant or permanent resident status in the last 5 years, or those who are temporary resident workers who have a Canadian work permit issued for at least a 12-month term. Must show proof of entry into Canada and provide supporting documents such as landing papers, permanent resident card or Canadian work permit (IMM 1442). Monthly account fee is rebated for two years after which regular monthly account fees apply without notice.
◇ Cash reward offer begins on April 29, 2023, at 12:01 am ET. Offer available to Canadian residents who are age 25 and older for a CIBC Smart™ Account or have reached the age of majority for a CIBC Smart™ Plus Account, and from 2019 to the time of opening the account are not holders or joint holders of a CIBC chequing account, all as determined by CIBC in its sole discretion. To qualify for the $350 offer, open a CIBC Smart Account or CIBC Smart Plus Account and provide your email address. Within 2 months after the month of opening the account, complete at least 1 or more recurring direct deposits totalling at least $500 per month and 1 of the following 3 activities: (i) 2 different recurring pre-authorized debits within the same calendar month; (ii) 5 eligible Visa* Debit purchases within the same calendar month; or (iii) 2 online bill payments of at least $50 each within the same calendar month. The direct deposit and the pre-authorized debit must remain in effect for at least 1 year from after the month of opening the account. Eligibility of transactions will be determined by CIBC in its sole discretion. Offer cannot be combined with any other offer, reward, rebate or the CIBC Smart Start or Smart for Students benefit on the Smart Account unless otherwise indicated by CIBC. The cash reward will be deposited into your account within 7 months after the month that you opened the account. Other conditions apply; review the terms and conditions (PDF, 135 KB) Opens in a new window..
†† Earn $50 each time a person you refer qualifies and receives their reward, up to $500 each year this offer is available (between January 1 to December 31), for the first 10 people you refer each year, that qualified and got their cash reward. For more details, review the terms and conditions (PDF, 100 KB) Opens in a new window..
1 A transaction includes cheques, withdrawals, transfers, pre-authorized payments, bill payments (including CIBC Credit Cards and CIBC Personal Lines of Credit) and debit purchases. For CIBC eAdvantage Savings Accounts, a transaction does not include transfers to your other CIBC personal bank account(s) and to your CIBC Personal Line(s) of Credit (except Interac e-Transfer service which will be treated as a transaction) and transfers to your CIBC Credit Card account(s). For all accounts, transfers to CIBC-branded loans (excluding CIBC Personal Lines of Credit), mortgages and investments (registered and non-registered) are free. “CIBC-branded” means any brand that has CIBC in its name. Other fees (in addition to any transaction fee) include: withdrawals from non-CIBC bank machines (for CIBC Smart Plus Accounts, the fee for all non-CIBC ATM withdrawals in Canada, the U.S. and internationally is rebated each month; for CIBC Smart Accounts and for clients enrolled in CIBC Smart Start or CIBC Smart for Students, the fee for 1 non-CIBC ATM withdrawal made in Canada is rebated each month), Interac e-Transfer® transactions (the Interac e-Transfer fee is waived for CIBC Smart Accounts, CIBC Smart Plus Accounts and for clients who are enrolled in CIBC Smart Start, CIBC Premium Growth Account with CIBC Advantage for Youth, CIBC Smart for Students, and CIBC Advantage for Students on the CIBC Everyday Chequing Account; clients 65 years of age and older do not pay the Interac e-Transfer fee on any CIBC chequing account) and foreign currency transactions (including cheques written in currencies other than the account currency).
2 The additional $1.50 service fee is waived for sending Interac e-Transfer® transactions. Each Interac e-Transfer® transaction you send counts as a transaction for calculating your monthly fee. Maximum dollar amount applies for Interac e-Transfer® transactions.
3 Entire monthly fee is rebated if you maintain a minimum end of day balance of $4,000 each day in this account. For details, review the CIBC Smart Account fee rebate terms and conditions, part of the Personal Account Service Fees (PDF, 210 KB) Opens in a new window..
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