Begin your life in Canada with the account that’s right for you

Pay no monthly fee for 2 years.

That means you save around $400 in fees over the 2 years.

Plus, enjoy:

• Unlimited transactions1

• Free unlimited Interac e-Transfer® transactions2

$03 up to $16.95



Plus, get a $400 reward

Provide your email address when you open a CIBC Smart Account for Newcomers, then within 2 months:

Step 1.

Step 2.


Under 25?

Why wait? Apply from your device in minutes.

Koodo Phone Plan

CIBC Newcomer clients will receive an exclusive offer from Koodo to save money on their mobility plan, including free international long-distance minutes.


CIBC and Canoo want to help Newcomers discover the best of Canada for free. The Canoo Cultural Pass provides newcomers with VIP access to over 1,400 of our country’s most exciting cultural and outdoor experiences.

Learn more about Canoo. Opens in a new window.

Refer a newcomer friend and you could both earn $50

Help friends new to Canada get a great start. Once you’ve opened an eligible account, you can refer up to 10 newcomer friends and earn $500 every year.