CIBC Dividend Visa Card for Students.

Earn cash back for no annual fee

Plus, build your credit history by making at least your minimum monthly payments on time.

Earn cash back for no annual fee

2%

1%

0.5%

SPC+ logo.

Get a free SPC+ membershipⓘ with this credit card 

Level up your savings with up to 30% off 450+ brands you love. Unlock VIP contests, next-level giveaways, and exclusive perks that make everyday life anything but basic. With SPC+, the best deals aren’t just deals—they’re a lifestyle.

Learn more about getting a free SPC+ membership.

CIBC by Expediaⓘ - available to Dividend credit card holders✈️ 

Search and book flights, hotels, car rentals and more. Plus, earn 1% cash back when you book your next vacation with CIBC by Expedia.ⓘ, ⓘ, ⓘ 

Learn More about CIBC by Expedia.
CIBC logo. Expedia logo.
Mobile phone showing the CIBC by Expedia portal.

Fuel up for less

Learn more about Journie Rewards with CIBC.

Get a free Skip+ membership when you link your eligible CIBC credit card

Learn more about Skip+.

Maximize your cash back

Get cash back on demand

Earn cash back for sending money globallyⓘ

Annual fee

$0

$0
for each additional card
(3 card maximum)

Interest rate (purchases)

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Interest rate (cash)

RDS%rate[2].VSDIV.Published(null,null,3,null)(#R#)%ⓘ

RDS%rate[2].VSDIV.Published(null,null,90,null)(#O2#)%ⓘ
(for Quebec residents)

MINIMUM INCOME REQUIREMENT

$0

MINIMUM CREDIT LIMIT

$1,000

Valuable insurance included with your cardⓘ,ⓘ,ⓘ

A card that’s award-worthy