Black Friday Offer

Get a $100 Apple Gift Card plus a $350 welcome bonus

One Card. Endless possibilities.

Ready to get your $350 welcome bonus?

Provide your email address when you open a CIBC Smart Account as your first chequing account, then within 2 months:

Step 1.

Step 2.

Congrats! You’ll get your $350!

See terms and conditions for more details.

Are you under 25 years old?

Bank smarter with a flexible monthly fee

$0 up to $16.95

Monthly fee by number of transactions  Learn about transactions. Opens in a dialog.

What to love about the CIBC Smart Account

Step 1.

Enjoy unlimited transactions2

Step 1.

Keep track of your account

Step 1.

Take control of your finances

Get a debit card that does more for you

Newcomer, student or foreign worker?