Treat yourself to some extra cash back. Then, start earning up to 4% on your everyday purchases.ⓘ 

Gas, groceries, dining, transportation – make every cent count.

4%

2%

1%

Save up to 10 cents per litre on gas with CIBC and Journie Rewards

3 cents

+

7 cents

Maximize your cash back with these perks

Get cash back on demand

Earn cash back with CIBC Global Money Transfer™,ⓘ

Annual fee

$120
(first year rebatedⓘ)   

$30
for each additional card
(3 card maximum. First year rebated.ⓘ) 

Interest rate (purchases)

RDS%rate[2].VWDIV.rate(null,null,6,null)(#R#)%ⓘ 

Interest rate (cash)

RDS%rate[2].VWDIV.rate(null,null,3,null)(#R#)%ⓘ,ⓘ

RDS%rate[2].VWDIV.Published(null,null,90,null)(#O2#)%ⓘ,ⓘ

(for Quebec residents)

Minimum annual income

$60,000
(personal)

$100,000
(household)

A card that’s award-worthy

Best 2024 cash back credit card by Milesopedia award logo.
Best 2023 cash back credit card by Milesopedia award logo.
Best 2022 cash back card by Milesopedia award logo.

Not the right card for you?

CIBC Dividend Platinum® Visa* Card

Earn 10% cash back for the first 4 statements on net purchases of up to $2,500.ⓘ

Learn more about the CIBC Dividend Platinum Visa Card.