Treat yourself to some extra cash back. Then, start earning up to 4% on your everyday purchases.ⓘ 

Gas, groceries, dining, transportation – make every cent count.

4%

2%

1%

A card that’s award-worthy

Best Cash Back Card 2022 Milesopedia award logo.
Best Cash Back Card 2022 Milesopedia award logo.
Best Cash Back Card Grocery 2022 Milesopedia award logo.
Best Cash Back Card Gas and Transit 2022 Milesopedia award logo.

Top Cash Back Credit Card 2021 Rewards.ca award logo.

Save up to 10 cents per litre on gas with CIBC and Journie Rewards

3 cents

+

7 cents

Maximize your cash back with these perks

Get cash back on demand

Earn cash back with CIBC Global Money Transfer™,ⓘ

Annual fee

$120
(first year rebatedⓘ)   

$30
for each additional card
(3 card maximum. First year rebated.ⓘ) 

Interest rate (purchases)

RDS%rate[2].VWDIV.rate(null,null,6,null)(#R#)%ⓘ 

Interest rate (cash)

RDS%rate[2].VWDIV.rate(null,null,3,null)(#R#)%ⓘ,ⓘ

RDS%rate[2].VWDIV.Published(null,null,90,null)(#O2#)%ⓘ,ⓘ

(for Quebec residents)

Minimum annual income

$60,000
(personal)

$100,000
(household)

Not the right card for you?

CIBC Dividend Platinum® Visa* Card

Earn 10% cash back for the first 4 statements on net purchases of up to $2,000.ⓘ 

Learn more about the CIBC Dividend Platinum Visa Card.