CIBC Dividend Visa Infinite Card Welcome Offer

Digital exclusive offer

CIBC DIVIDEND^® VISA INFINITE^* CARD

Earn up to $400 in value^ⓘ

Get a first-year fee rebate valued at $120 and earn up to $250 cash back. Plus, earn a $50 cash back bonus for setting up a pre-authorized payment.^ⓘ

Apply now

Bundle to earn up to $600 more with a CIBC Smart® Account.^ⓘ,^ⓘQualifying actions apply. Learn more about opening a CIBC Smart Account. Opens a new window.

Here’s how much you can get with 10% cash back

Amount spent:

Then, earn up to 4% cash back on your everyday purchases^ⓘ

4%

On eligible gas, electric vehicle charging and groceries^ⓘ

2%

On eligible transportation, dining, recurring payments or travel purchases made through CIBC by Expedia^ⓘ,^ⓘ

1%

On all other purchases with no limit^ⓘ

Annual fee

$120
first year rebated

$30 (effective August 1, 2026: $50)
each for up to 3 additional cards

Purchase interest rate

Cash interest rate^,

(Quebec residents)

Minimum income

$60,000
personal

$100,000
household

Valuable insurance included with your card^ⓘ,^ⓘ

Learn more Opens in a dialog.

Plus, earn up to $600^ⓘ more when you add a CIBC Smart Account

STEP 1

Open your first CIBC Smart Account, then within 2 months, set up at least one recurring direct deposit of $500 or more per month from your employer, government or pension. Learn about direct deposits. Opens a dialog.

STEP 2

Now, you’re ready to earn $500 with your Smart Account, plus $100 with a CIBC Dividend Visa Infinite Card by completing these qualifying actions.^ⓘ

Earn
$500^ⓘ

with a CIBC Smart Account. Within 60 days of opening your Smart Account, complete one of the following actions within the same calendar month:

2 recurring pre-authorized debits Learn about pre-authorized debits. Opens a dialog.

2 online bill payments of $50 or more each Opens a new window.

5 eligible Visa* Debit purchases Learn more about Visa debit purchases. Learn more about Visa debit purchases. Opens a dialog.

Earn
$100^ⓘ

when you apply and get approved for any eligible credit card within one month of opening your CIBC Smart Account. See complete list of eligible credit cards. Opens a dialog.

Already approved for a CIBC Dividend Visa Infinite Card after January 22, 2026? Complete Step 1.

CIBC by Expedia^ⓘ- available to Dividend credit card holders✈️

Search and book flights, hotels, car rentals and more. Plus, earn 2% cash back when you book your next vacation with CIBC by Expedia.^ⓘ, ^ⓘ

Learn more

Mobile phone showing the CIBC by Expedia portal.

Free Skip+ membership, exclusively with CIBC^ⓘ

Enjoy effortless home delivery and exclusive savings with our new Skip partnership.

Free Skip+ membership

Save $9.99 plus tax every month when you link your eligible CIBC credit card to your Skip account

$20 Welcome Voucher

Use at checkout to save on your first order of $40 or more

$10 Monthly Voucher

Earn a $10 voucher when you place 4 orders of $30 or more in each month

More Skip+ perks^ⓘ

$0 delivery fees

Free delivery with Skip Rewards

Exclusive offers

Premium deals from top restaurants and retailers

Members-only access

Great perks and VIP experiences from brands you love

Show more Skip+ benefits

Save up to 10 cents per litre on gas with CIBC and Journie Rewards

Link and use your eligible CIBC credit card with Journie Rewards to save up to 10 cents per litre at participating Pioneer, Fas Gas, Ultramar and Chevron gas stations.^ⓘ,^ⓘ

Save 3 cents per litre every time you fill up.^ⓘ

Save 7 cents per litre every time you reach 300 Journie Points.^ⓘ

Learn more about Journie Rewards with CIBC.

Maximize your cash back

Get cash back on demand

There’s no limit on the total amount of cash back you can earn, and it doesn’t expire! Your cash back will grow over time, and once it reaches $10 or more, you can easily redeem it through CIBC Online Banking® or CIBC Mobile Banking® App.^ⓘ

Earn cash back for sending money globally^ⓘ

Use promo code GMTEVENT on your first transfer.^ⓘ No transfer fees or cash advance fees. No interest fees when your balance is paid by the due date.^ⓘ,^ⓘ,^ⓘ

Learn more

A card that’s award-worthy

Winner of the Best Cash Back Credit Card for 2025 by Milesopedia.^ⓘ

Winner of the Best Gas and Transit Credit Card for 2025 by creditcardGenius.^ⓘ

Winner of the Best Cash Back Credit Card for 2024 by Milesopedia.^ⓘ

Winner of the Best Credit Cards Cash Back for 2024 by money.ca.

Show our latest credit card awards

Not the right card for you?

Here’s another great option for a cash back credit card with a lower annual fee.

CIBC Dividend Platinum^® Visa* Card

Earn 10% cash back for the first 4 statements on net purchases of up to $2,500.^ⓘ

Learn more

Earn up to $400 in value

Apply now

Bundle to earn up to $600 more with a CIBC Smart® Account.ⓘ,ⓘ Qualifying actions apply. Learn more about opening a CIBC Smart Account. Opens a new window.

Here’s how much you can get with 10% cash back

Then, earn up to 4% cash back on your everyday purchasesⓘ

4%

2%

1%

Annual fee

Purchase interest rate

Cash interest rate,

Minimum income

Plus, earn up to $600ⓘ more when you add a CIBC Smart Account

STEP 1

STEP 2

Free Skip+ membership, exclusively with CIBCⓘ

Enjoy effortless home delivery and exclusive savings with our new Skip partnership.

Free Skip+ membership

$20 Welcome Voucher

$10 Monthly Voucher

Save up to 10 cents per litre on gas with CIBC and Journie Rewards

Maximize your cash back

Get cash back on demand

Earn cash back for sending money globallyⓘ

A card that’s award-worthy

Not the right card for you?

CIBC Dividend Platinum® Visa* Card

Bundle to earn up to $600 more with a CIBC Smart® Account.^ⓘ,^ⓘQualifying actions apply. Learn more about opening a CIBC Smart Account. Opens a new window.

Then, earn up to 4% cash back on your everyday purchases^ⓘ

Cash interest rate^,

Plus, earn up to $600^ⓘ more when you add a CIBC Smart Account

Free Skip+ membership, exclusively with CIBC^ⓘ

Earn cash back for sending money globally^ⓘ

CIBC Dividend Platinum^® Visa* Card