Trademarks
◊ $100 Skip Gift Card Offer begins on May 22, 2025, at 12:01 a.m. ET and ends on June 23, 2025, at 9:00 p.m. ET (the “Offer Period”). Offer available to Canadian residents who open a CIBC Smart Account or CIBC Smart Plus Account and from January 1, 2022 to the time of opening the account, were not a holder (or joint holder) of a CIBC chequing account, as determined by CIBC at its sole discretion. To qualify for a $100 digital Skip gift card, open a CIBC Smart Account or CIBC Smart Plus Account during the Offer Period and provide your email address. By August 15, 2025, complete five (5) Eligible Visa* Debit purchases (online, in-app, by phone or by mail order). Eligibility of transactions will be determined by CIBC in its sole discretion (see the terms and conditions (PDF, 135 KB) Opens a new window. for definition of Eligible Visa Debit purchases). Offer can be combined with the $450 Offer for New CIBC Chequing Account, the $125 Offer for CIBC Smart Start and CIBC Smart for Students and the CIBC Refer-a-Friend Program (PDF, 110 KB) Opens a new window. . Unless otherwise indicated, this Offer cannot be combined with any other chequing account offer, reward or rebate. The $100 digital Skip gift card will be sent to the email address we have on file for the Eligible Client no later than November 15, 2025. E-mail addresses must be valid and operational at the time of offer fulfillment. By participating in this Offer, you agree to CIBC collecting, using, disclosing and sharing your personal information to administer this Offer. CIBC may share this information with third parties who may be outside of your province or Canada. For more information, please review the CIBC Canada Client Privacy Policy. Our Privacy Policy tells you more about your privacy rights and choices. Limit of one reward per account. Skip gift card Terms Opens a new window. apply. Other conditions apply; review the terms and conditions (PDF, 135 KB) Opens a new window. .
† Cash reward offer begins on February 4, 2025, at 12:01 am ET. Offer available to Canadian residents, and international students, who meet the eligibility requirements for the CIBC Smart Start or CIBC Smart for Students benefit and, from 2022 to the time of opening the account, are not holders or joint holders of a CIBC chequing account, all as determined by CIBC in its sole discretion. To qualify for this offer, open a CIBC Smart Account with Smart Start or Smart for Students benefits. Within 2 months after the month of opening the account, earn a $125 cash reward when you complete 5 Visa Debit purchases within the same calendar month. Eligibility of transactions will be determined by CIBC in its sole discretion. This offer can be combined with the CIBC Student Refer-a-Friend Program. Offer cannot be combined with any other offer, reward or rebate unless otherwise indicated by CIBC. The cash reward will be deposited into your account within 7 months after the month that you have opened the account. Other conditions apply; review the terms and conditions (PDF, 135 KB) Opens a new window..
‡ CIBC Refer-a-Friend $75 Reward Offer (the “Offer”) is part of the CIBC Refer-a-Friend (Newcomer, Student, Youth) program (the “Program”). Offer begins on March 27, 2025 at 12:01 am ET and ends on June 30th, 2025 at 11:59 pm ET (the “Offer Period”). To be eligible as a referrer (a “Referrer”), individuals must:
i) be residents of Canada,
ii) have reached the age of majority in their province and territory of residence,
iii) hold a CIBC Canadian dollar chequing or savings account that is open, active and in good standing, and
iv) have registered for CIBC mobile or online banking.
To be eligible as a friend (a “Friend”), an individual must:
i) from November 1, 2018 to the time of account open, not be a holder (or joint holder) of a CIBC Smart Account as determined by CIBC on the basis of its official records,
ii) have a personal or family relationship with the Referrer, and
iii) meet the eligibility requirements to open a CIBC Smart Account with CIBC Smart for Newcomers, CIBC Smart for Foreign Worker, CIBC Smart for Student or CIBC Smart Start benefits (the “Account”).
To qualify to receive a $75 referral reward (the “Reward”), a Referrer must refer a Friend and the Friend must open the Account during the Offer Period and complete all qualifying actions in accordance with the CIBC Refer-a-Friend Program Terms (PDF, 110 KB) Opens a new window.
Limit of one (1) Reward payable to a Referrer per qualifying Friend and one (1) Reward payable to a qualifying Friend, regardless of how many CIBC Smart accounts are opened by the Friend. Referrer may receive up to fifty (50) Rewards per calendar year. Referrals containing the “Refer and Earn” link must be created and distributed in a personal manner that is appropriate and customary for communications with friends and family members and must not appear to be sent by or on behalf of CIBC. Bulk email distribution, distribution to strangers, or individuals with whom the Referrer does not have a personal or family relationship may be grounds for immediate termination from the referral program, revocation of Rewards and further legal action by CIBC. CIBC reserves the right to end, cancel, change or suspend this Offer or the Program, or change these terms for any reason without notice. Other conditions apply. To learn more, refer to the Refer-a-Friend Program Terms and Conditions (PDF, 110 KB) Opens a new window.
✧ The CIBC and Skip+ Program consists of a: (i) 12-month free trial of a Skip+ membership, (ii) Skip welcome voucher, and (iii) discounted Skip+ subscription fee after the trial period ends (collectively, the “Offer”). To participate in the CIBC and Skip+ Program and receive the Offer, an eligible CIBC cardholder must: (i) actively opt-in to the Program by linking their eligible CIBC card with their Skip account through the Skip app or Skip website and (ii) pay using their eligible CIBC card at checkout on eligible Skip+ orders (excluding payments made using a CIBC card through third party digital wallets). Following the end of the 12-month Skip+ free trial period, your Skip+ subscription will automatically renew at $6.99 plus tax per month (while available and subject to change) unless you cancel your subscription earlier or the Program or Offer ends.
Existing terms of your CIBC rewards program, credit card account and debit card continue to apply. Program and Offer subject to Skip+ membership terms and condition. Program may end at any time without notice. Offer may be withdrawn or changed without notice at any time, including without limitation, changes to the discounted monthly Skip+ subscription fee, the welcome voucher and the length of time the discounted monthly Skip+ subscription fee is available. Conditions apply. For full terms and conditions, visit the CIBC and Skip+ partnership page.
◊◊ Savings of over $600 in the first year is based on the following:
- 12-month free trial of Skip+ subscription: calculated as the regular cost of a Skip+ monthly subscription (excluding taxes) times 12 months ($9.99 x 12= $119.88 in value)
- Skip+ subscription savings: calculated as the average savings per order times average order frequency per month times 12 months ($2.72 x 8 x 12= $261.12 in value)
- Bonus Skip Rewards Points: based on the average acceptance value of bonus Skip Rewards Points offers per month times 12 months ($12 x 12= $144 in value)
- Bonus Skip Rewards Points available exclusively to eligible CIBC clients: based on the average acceptance value of bonus Skip Rewards Points offers per month times 12 months ($4 x 12= $48 in value)
- Welcome Voucher: based on the maximum promo code redemption value of $15 dollars for up to 3 orders ($15 x 3= $45 in value)
†† To be eligible for a free SPC membership, you must hold an eligible CIBC product at the time you register for the membership, which you must do through CIBC online or mobile banking. Eligible CIBC products include a CIBC Youth or Student bank account, Student credit card or Student line of credit. A complete list of eligible CIBC products can be found under "How do I qualify for SPC membership with CIBC?". Joint account holders of eligible CIBC products are not eligible for membership. You must also be a legal resident of Canada who is 14 years of age or over, but under the age of 30 years if the eligible CIBC product you use to qualify for the membership is a student line of credit. The membership will automatically renew and remain in effect for as long as you hold an eligible CIBC product.
