Transactions are withdrawals from your account done in-branch, via an ABM or electronically including bill payments, cash withdrawals, transfers, debit purchases, pre-authorized payments and cheques. Deposits into your account are free.
* Offer begins on May 1, 2017 at 12:01 a.m. (ET) and ends on June 30, 2017 at 11:59 p.m. (ET). Offer only open to Canadian residents who have reached the age of majority, who are not holders or joint holders of a CIBC chequing account. To qualify for $300, open a CIBC Smart™ Account. Next, within 3 calendar months, you must set up and complete within the CIBC Smart™ Account at least one (1) eligible recurring direct deposit OR at least two (2) different eligible recurring pre-authorized debits within the same calendar month. Offer cannot be combined with any other offer, reward or rebate except the CIBC Homeowner™ Banking Bundle or the CIBC Smart™ Account fee waiver. Other conditions apply. For full offer details, visit a CIBC Banking Centre, call Telephone Banking at 1-866-525-8622 or see the Terms and conditions (42 KB, PDF).
1 Please see the Personal Account Service Fees brochure available at cibc.com or in-branch for a description of transactions that are included in the CIBC Smart™ Account monthly fee and everyday banking fees for other Personal Bank Accounts and Services.
2 The additional $1.50 service fee has been removed for sending Interac e-Transfers®. Each Interac e-Transfer you send counts as a transaction for calculating your monthly fee.
CIBC Smart™ Account is a trademark of CIBC. CIBC Cube Design and “Banking that fits your life.” are trademarks of CIBC.