LIMITED TIME OFFER

Enjoy banking as flexible as you are and get $300*  

Open a CIBC Smart™ Account today. Hurry, you only have until June 30.

This offer applies to new CIBC chequing account holders.

Percy Penguin jumps for joy holding a phone with CIBC Mobile Banking

Flexible banking that automatically adjusts to you 

Get the new CIBC Smart Account and stop worrying about how much or how little you bank. Now you’ll only pay for what you use. Even if you make lots of everyday transactions, you won’t pay a lot, because your monthly fee is capped. Make as many debit purchases, Interac e-Transfers® and other transactions as you like. Your monthly fee starts at $4.95 and is capped at $14.95.1

Here's how it works:

Up to 12
everyday transactions1
$4.95
monthly fee

Unlimited
everyday transactions1
$14.95
capped monthly fee

Up to 12
everyday transactions1
$4.95
monthly fee

Plus $1.25 for each transaction until you’ve made 20

Unlimited
everyday transactions1
$14.95
capped monthly fee

Non-CIBC bank machine withdrawals are an additional $1.50 each plus transaction fee, if applicable.

Monthly fee is waived with a $3,000 minimum daily balance and a recurring direct deposit or 2 pre-authorized payments each month.

Plus enjoy these smart features: 

Unlimited Interac e-Transfers® are included so you can send money quickly and easily by email.2

Your monthly fee is completely waived when you keep a minimum daily balance of $3,000 and you make a recurring direct deposit or 2 pre-authorized payments each month.

Keep track of how many transactions you’ve made with optional SMS, email or Message Centre alerts.