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A CIBC client using a CIBC card at a POS machine

Enjoy unlimited transactions1

A person using a mobile phone

Get unlimited Interac e-Transfer® transactions2

A mobile phone displaying a CIBC alert message

Set up alerts

You could pay no monthly fee at all

Graph indicating the monthly fee for a CIBC Smart Account. For up to 12 everyday transactions, pay $4.95 per month. For each transaction up to 20, pay $1.25. Your monthly fee is capped at $14.95 per month for unlimited transactions.