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Live and bank in Canada with confidence
Get help when you need it, at every step
From opening your first bank account to getting the credit you need, we're here for you. You can reach us by phone, 24 hours a day.
Access your money anywhere, anytime
Get your paycheque deposited automatically into your bank account and review your transactions anywhere, on your mobile device.
Send money back home with no transfer feesⓘ
Quickly and easily transfer money from your CIBC account to friends and family in more than 120 countries.
Start saving and managing your money in Canada
Tiered banking
Banking that rewards every stage of life
Haven't arrived in Canada yet?Check if you're eligible to apply for an account before you arrive with CIBC Smart™ Arrival.
Get your first Canadian credit card
Featured card
CIBC Dividend Platinum® Visa* Card
Special offer
Plus, earn 3% cash back on eligible gas, electric vehicle charging and grocery purchases.ⓘ
| Annual fee |
$99 (first 2 years rebatedⓘ) |
|---|---|
| Interest rate for purchasesⓘ<span class="subheading-medium-light">Interest rate for purchases<sup data-fragment-ref="/content/dam/disclaimers/cibc-public/personal-banking/accounts/rates-and-fees/cibc-dividend-platinum-visa-card-interest-rates" data-footnote-type="numeric" data-fragment-variation="master" class="termsandconditions-footnote"><a href="#_content_dam_disclaimers_cibc-public_personal-banking_accounts_rates-and-fees_cibc-dividend-platinum-visa-card-interest-rates" class="termsandconditions-footnote-link footnote-numeric">ⓘ</a></sup></span> |
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|
| Interest rate for cashⓘ{properties.row3leftcontent} |
RDS%rate[2].VPDIV.Published(null,null,3,null)(#O2#)% RDS%rate[2].VPDIV.Published(null,null,90,null)(#O2#)% (for Quebec residents)ⓘ |
| Minimum annual income<span class="subheading-medium-light">Minimum annual income</span> |
$15,000
household |
| Apply in person at any banking centre.<span class="body-copy-s-medium">Apply in person at any banking centre.</span> |
Interested in other credit cards for foreign workers? Explore more credit cards
Get rewarded and save with our partners
Koodo phone plan: CIBC newcomer clients will receive an exclusive offer from Koodo to save money on their mobility plan.
Pre-paid Koodo SIMs: Get 30 days of free Canada-wide Koodo service with a CIBC accountⓘ, featuring 7GB and unlimited Canada-wide call and text.
CIBC is proud to partner with Canoo to help newcomers discover the best of Canada for free. The Canoo Cultural Pass provides newcomers with VIP access to over 1,400 of our country’s most exciting cultural and outdoor experiences.
Make the most of your move to Canada
What to do after you arrive
Learn important things to do in the first week, month and year after your arrival to experience the best that Canada has to offer.
Send and receive money in Canada
With CIBC Global Money Transfer, you can send money to over 120 countries, including India, the Philippines, China and the United States.ⓘ
Buying a home in Canada
With the CIBC Foreign Worker Program Mortgage, you may qualify to buy a home even if you don’t have any credit history in Canada.
Your questions answered
Commitment on low-cost and no-cost accounts
We’re committed to providing access to modern basic banking services for certain groups at low cost or no cost. The CIBC Smart Account for Foreign Workers is our no-cost account commitment to foreign workersⓘ.
