Enjoy Skip+ perks with the right card for you

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CIBC Adapta Mastercard.

Join and earn up to $280 in valueⓘ

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   for the CIBC Adapta Mastercard. Opens a new window.

Here’s how it adds up:

Welcome bonus

Get 3,000 Adapta Points after your first purchase (up to $25 valueⓘ)ⓘ

9,000 Adapta Points

Earn more points when you spend $1,000 in the first 4 statement periods (up to $75 valueⓘ)ⓘ

3,000 Adapta Points

Earn bonus points for setting up one recurring bill payment in the first 4 statement periods (up to $25 valueⓘ)ⓘ

Roadside assistanceⓘ

Get access to services like battery boosting, gas delivery, towing and more. Offered by Dominion Automobile Association ($50 valueⓘ)

Free Skip+ membership

Save $110 per yearⓘ when you link your eligible CIBC credit card to your Skip accountⓘ

How do Adapta Pointsⓘ work? 

Earn 1.5 Adapta Points for every dollar you spend in your top 3 spend categories each month.ⓘ

Earn 1 Adapta Point for every dollar you spend on all other purchases.ⓘ

Earn 2 Adapta Pointsⓘ, for every dollar spent on eligible travel purchases made through CIBC by Expediaⓘ

What are Adapta Points worth?

1,500 Adapta Points are worth $10 when applied to your credit card balance or a recent purchase.ⓘ 

1,200 Adapta Points are worth $10 when used towards an eligible CIBC financial product.ⓘ 

ANNUAL FEE

$0

for each additional card
(3 card maximum)

Purchase interest rate

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Cash interest rate

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RDS%rate[2].MPADT.Published(null,null,90,null)(#O2#)%

(for Quebec residents)ⓘ

Minimum income

$15,000

Household

 

Apply now
   for the CIBC Adapta Mastercard. Opens a new window.
CIBC Dividend Visa Card.

Earn a 5% cash back welcome bonus of up to $100!ⓘ

Apply now
   for the CIBC Dividend Visa Card. Opens a new window.

Earn cash back for no annual fee

2%

Eligible grocery purchasesⓘ, ⓘ

1%

Eligible gas, electric vehicle charging, transportation, dining, recurring payments or bills and eligible travel purchases made through CIBC by Expediaⓘ, ⓘ, ⓘ

0.5%

All other purchasesⓘ, ⓘ   

ANNUAL FEE

$0

for each additional card
(3 card maximum)

Interest rate (Purchases)

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Interest rate (Cash)

RDS%rate[2].VSDIV.Published(null,null,3,null)(#O2#)%ⓘ, ⓘ

RDS%rate[2].VSDIV.Published(null,null,90,null)(#O2#)%ⓘ, ⓘ

(For Quebec residents)

Minimum annual income

$15,000

(household)

Apply now
   for the CIBC Dividend Visa Card. Opens a new window.
CIBC Aventura Visa Card.

Join and earn up to $200 in value for no annual feeⓘ

Apply now
   for the CIBC Aventura Visa card. Opens a new window.

Earn more Aventura Points

1 point for every $1 spent at eligible gas stations, electric vehicle charging stations, grocery stores and drug storesⓘ

Accelerate your savings with up to 10 cents off per litre on gas (up to 100L) Opens a new window.ⓘ

1 point for every $1 spent on eligible travel purchased through the CIBC Rewards Centre Opens a new window.ⓘ (CIBC by Expediaⓘ)  

1 point for every $2 spent on all other purchasesⓘ

Annual fee

$0

$0

(for up to 3 cardholders)

Purchase interest rateⓘ 

 RDS%rate[2].VSAVC.Published(null,null,6,null)(#O2#)%

Cash interest rateⓘ 

RDS%rate[2].VSAVC.Published(null,null,3,null)(#O2#)%

non-Quebec residents

RDS%rate[2].VSAVC.Published(null,null,90,null)(#O2#)%

Quebec residents

MINIMUM ANNUAL INCOME

$15,000

(household)

Learn more about the CIBC Aventura Visa Card. Opens in a dialog.

For Quebec residents: Product Summary and Fact Sheet (PDF, 1.2 MB) Opens a new window.

Apply now
   for the CIBC Aventura Visa card. Opens a new window.