CIBC and Skip the Dishes logos.

Exclusive Skip+ benefits for CIBC cardholdersⓘ 

Free Skip+ membership

Save $9.99 plus tax every month when you link your eligible CIBC credit card to your Skip account

$20 Welcome Voucher

Use at checkout to save on your first order of $40 or more

$10 monthly Voucher

Earn a $10 voucher when you place 4 orders of $30 or more in each month

Enjoy Skip+ with the right card for you

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CIBC Adapta Mastercard.

Join and earn up to $100 in valueⓘ

Here’s how it adds up:

Welcome bonus

Get 3,000 Adapta Points after your first purchase (up to $25 valueⓘ).ⓘ

3,000 Adapta Points

Earn more points when you spend $1,000 in the first 4 statement periods (up to $25 valueⓘ).ⓘ

Roadside assistanceⓘ

Get access to services like battery boosting, gas delivery, towing and more. Offered by Dominion Automobile Association ($50 valueⓘ).

How do Adapta Pointsⓘ work? 

Earn 1.5 Adapta Points for every dollar you spend in your top 3 spend categories each month.ⓘ

Earn 1 Adapta Point for every dollar you spend on all other purchases.ⓘ 

Earn 2 Adapta Pointsⓘ, for every dollar spent on eligible travel purchases made through CIBC by Expediaⓘ 

What are Adapta Points worth?

1,500 Adapta Points are worth $10 when applied to your credit card balance or a recent purchase.ⓘ 

1,200 Adapta Points are worth $10 when used towards an eligible CIBC financial product.ⓘ 

ANNUAL FEEⓘ

$0

for up to 3 additional cardholders

Purchase interest rate

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Cash interest rate

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(Quebec residents)ⓘ

Minimum income

$15,000

(household)

 

Apply now
   for the CIBC Adapta Mastercard. Opens a new window.
CIBC Dividend Visa Card.

Earn a 5% cash back welcome bonus of up to $100!ⓘ

Earn cash back for no annual fee

2%

Cash back on eligible grocery purchasesⓘ,ⓘ  

Groceries

1%

Cash back on eligible gas, electric vehicle charging, transportation, dining, recurring payments and eligible travel purchases made through CIBC by Expediaⓘ,ⓘ,ⓘ   

Dining, transportation, gas, electric vehicle charging and recurring payments or bills

0.5%

Cash backⓘ,ⓘ   

All other purchases

ANNUAL FEE

$0

for each additional card

(3 card maximum)

Interest rate (Purchases)

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Interest rate (Cash)

RDS%rate[2].VSDIV.Published(null,null,3,null)(#O2#)%ⓘ,ⓘ

RDS%rate[2].VSDIV.Published(null,null,90,null)(#O2#)%ⓘ,ⓘ

(For Quebec residents)

Minimum annual income

$15,000

(household)

Apply now
   for the CIBC Dividend Visa Card. Opens a new window.
CIBC Dividend Visa Infinite Card.

Earn up to $400 in valueⓘ

Then, earn up to 4% cash back on your everyday purchasesⓘ 

4%

On eligible gas, electric vehicle charging and groceriesⓘ

 

2%

Cash back on eligible gas, electric vehicle charging, transportation, dining, recurring payments and eligible travel purchases made through CIBC by Expediaⓘ,ⓘ,ⓘ   

 

1%

On all other purchases with no limitⓘ

 

Annual feeⓘ

$120

first year rebated

(effective August 1, 2026: $50)

each for up to 3 additional cards

Purchase interest rate 

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Cash interest rate

RDS%rate[2].VWDIV.Published(null,null,3,null)(#O2#)% ⓘ,ⓘ

RDS%rate[2].VWDIV.Published(null,null,90,null)(#O2#)% ⓘ,ⓘ

(Quebec residents)

Minimum income

$60,000personal

$100,000

Household

Learn more about the insurance included with the CIBC Dividend Visa Infinite Card. Opens in a dialog.

Apply now
   for the CIBC Dividend Visa Infinite Card. Opens a new window.