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We help you and your family manage the complexities of multi-generational wealth
Working with our clients to help them organize and understand the intricacies of wealth ownership, we develop a plan that is tailored to each individual family, responsive to the needs of each member and reflects the family’s current and future vision.
Experience our multi-faceted approach
In close collaboration with experts from across CIBC, as well as your external advisors, we work with you to provide a bespoke and elevated experience in four key areas:
Stewardship
We have extensive experience in building, customizing and stewarding solutions from across CIBC to meet the needs of your family enterprise. While our Family Office team has numerous administrative and technical responsibilities, above all they seek to nurture a long-term, multi-generational relationship founded on trust.
Personal Financial Management
Whether you need a simple bank account or a complex lending facility, our Private Banking team works closely with you, your family and your external advisors to meet your needs through unique and customized cash management, as well as credit and lending solutions.
Family Enterprise Advisory and Succession Planning
Each family enterprise is its own unique ecosystem, but they all have one common characteristic: the overlap of family, ownership and business issues. Our experts address planning needs that are critical to your family enterprise continuity including business succession, family governance, family legacy, family risk management and strategic philanthropy.
Investment Management
Experience unique access to our institutional due diligence capabilities, customized solutions and expertise in designing appropriately diversified portfolios. We provide objectivity, expertise and significant scale through resourcing best in-class portfolio managers that meet the goals, risk profile and time horizon of your family enterprise.
Meet our Family Office leadership team
Family Enterprise Planning: Amin Kanji
Amin leads the national Family Enterprise Advising team, which assists client families in articulating their vision for their wealth, their families and their communities.
Amin and his team work closely with families, their advisors and experts across CIBC to implement wealth visions and strategies. This often involves intergenerational tax-effective wealth transfers and building effective stewardship capabilities across generations.
Amin also has extensive experience in integrating bank offerings across channels to ensure clients benefit from the complete breadth and depth of working with CIBC.
Tax and Estate Planning: Jamie Golombek
Jamie guides family enterprises through the complexities of their tax and estate strategies. He often works with advisors within and outside CIBC to help families achieve their goals.
Ultra-High-Net-Worth Private Banking: Jonathan Hass
Jonathan and his team work closely with advisors and experts across our CIBC Family Office platform to help our clients build multi-generational plans for navigating the complexities of significant wealth. From white-glove North American banking services to customized investment solutions, complex credit arrangements and specialized planning expertise, his purpose is helping ultra-high net worth families optimize all of their wealth ambitions with peace of mind.
Philanthropic & Legacy Planning: Kate Lazier
Kate leads our philanthropic and legacy planning capabilities and supports individuals and families to plan thoughtful and impactful charitable gifts. This includes helping them to focus on the causes that matter most to them and to communicate their values to the next generation.
Investment Management Research: David Wong
David and his team design customized investment solutions and provide institutional-style asset allocation advice for individuals and families.
Perspectives
Video: When to consider exiting a business (4:24)
Trevor Gough, Managing Director of CIBC Mid-Market Investment Banking, Jamie Golombek, Managing Director of Estate Tax and Estate planning, and Susan Wood, Director of Wealth Strategies, discuss different factors to think about before selling a business.
Video: Philanthropy doesn’t always mean donating money (3:49)
Kate Lazier, Director of Philanthropy, and Anne-Marie Isaacson, Estate Planning Specialist, discuss alternative methods of donating to charity outside of cash donations.
Transcript for the video Philanthropy doesn’t always mean donating money. Opens in a new window.
Video: Planning for summer cottages and winter condos (4:13)
Jamie Golombek provides insights on the benefits and disadvantages of keeping a family cottage in a trust. Additionally, Christine Perry speaks to gifting real estate and the various considerations and strategies.
Transcript for the video Planning for summer cottages and winter condos. Opens in a new window.
The triple benefit corporate donation strategy
In Canada, the tax incentives to promote your charitable giving make it easier to donate. In this piece, we’ll explore three tax benefits that can lower the cost of gifting to the causes you support.
The “Triple Benefit” corporate donation strategy (PDF, 400 KB) Opens in a new window.
When to share details of your estate with your children
Knowing when to share the details of your estate plans with your kids can be difficult. Many parents with wealth worry that revealing the particulars of their financial circumstances will prevent their children from finding their purpose and making their own way in life.
When to share details of your estate with your children (PDF, 685 KB) Opens in a new window.
Consider using employee stock options for charitable gifting
Gifting publicly listed securities from an exercise of stock options to charity can be a tax-efficient way to give more to your favourite cause. If you work for a publicly traded company and you get stock options, you may want to consider using them to make a gift to charity.
Consider using employee stock options for charitable gifting (PDF, 455 KB) Opens in a new window.