Areas of specialization

Tariff support for Canadian companies

We’re here to help your business through tariff uncertainty. Your Relationship Managers can work with you to understand the impact on your business and continue to support you with innovative financing solutions and strategic advice so you can navigate with confidence.

How CIBC can help you

Working capital and operating liquidity

Tariffs can put pressure on cash flow by raising costs, slowing receivables, extending inventory cycles and reducing margins. Your Relationship Manager can help with solutions such as operating lines, revolving credit facilities, asset-based lending, receivables and inventory financing, and letters of credit to help your business manage volatility and keep moving forward.

Foreign exchange and cross-border treasury support

If tariffs are affecting your U.S.-dollar purchases or sales, you may also be facing added foreign exchange volatility. CIBC solutions such as FX hedging, USD accounts, cross-border payments, and treasury management services will help you improve cash visibility, liquidity control, and risk management.

Trade finance and supply-chain support

If you’re shifting suppliers, changing import routes, or renegotiating terms, trade finance solutions can help reduce disruption. Tools such as documentary and standby letters of credit, import or export financing, trade services, and supply chain finance will support your sourcing changes while helping you maintain supplier confidence.

Capital expenditure and equipment financing

In response to tariffs, you may be investing in local production, automation, inventory, domestic suppliers, or new market capacity. CIBC financing solutions such as term loans, equipment and lease financing, and commercial real estate financing will help support these strategic investments while preserving your operating liquidity.

Risk management and strategic advisory support

For many businesses, the challenge is not only financing tariff impacts, but adapting for greater resilience. Your Relationship Manager will help you assess scenarios, review capital structure and covenants, and connect you with CIBC specialists in treasury, trade finance, FX, capital markets, and other areas.

Resources and support programs

These programs and industry services exist to support your business.

Global Affairs Canada: Canada’s engagement with the United States

Information on Canada’s response to U.S. tariffs, including counter-tariffs, business supports, the CUSMA Joint Review, and Canada-U.S. developments.

Learn more about Canada’s response to U.S. tariffs. Opens a new window.

Canada Strong

A directory of funding, tax relief, duty relief, and employer support programs for tariff-affected businesses and industries.

Learn more about support for businesses impacted by tariffs. Opens a new window.

Canada-United States: Overview and federal supports

A federal directory of tariff-related financial assistance, customs tools, and resources for businesses, workers, importers, and exporters.

Learn more about the federal directory of tariff-related financial assistance. Opens a new window.

International Affairs: Tariff relief for Canadian importers importing goods from the U.S.

Guidance on remission, duty relief, duty drawback, and exemptions for eligible importers.

Learn more about tariff relief for Canadian importers. Opens a new window.

Trade Commissioner Service

Export guidance, market intelligence, funding information, and support for market diversification.

Learn more about export guidance. Opens a new window.

Regional Tariff Response Initiative

Regional support for SMEs focused on liquidity, productivity, diversification, and supply chain resilience.

Learn more about regional tariff response. Opens a new window.

Work-share Program

Employment Insurance support that helps employers retain staff on reduced hours instead of layoffs.

Learn more about the work-sharinge program. Opens a new window.

BDC

Financing and advisory support for Canadian SMEs, including Pivot to Grow, sector-specific support, and Trade Resilience advice.

Learn more about BDC. Opens a new window.

EDC: Trade Impact Programs

Financing, guarantees, and trade credit insurance for eligible exporters and suppliers to help manage costs, support cash flow, and reduce payment risk.

Learn more about EDC. Opens a new window.

FCC: Farm Credit Canada

Financing and support for agriculture, agribusiness, and food businesses affected by tariffs and input cost pressures.

Learn more about FCC. Opens a new window.

CFIB

Tariff updates, key dates, CUSMA compliance guidance, support programs, and tools to assess whether goods are affected.

Learn more about CFIB. Opens a new window.

Ideas and Insights

Explore our latest insights on tariffs, trade and other challenges affecting Canadian businesses.

Ready to get started?

For clients with a Relationship Manager

If you know your Relationship Manager, reach out to them directly for personalized support.

If you’re a returning client and you don’t have your Relationship Manager’s contact details, visit our Contact Us page. We’ll connect you with the right person.

For new clients

Interested in CIBC Commercial Banking services? Connect with our team. We’ll let you know how we can support your business.

Please note: If you’re a CIBC Business Banking client (annual revenue under $1 million) or you’re looking for assistance with your small business, visit the business banking homepage.

If you have a personal banking inquiry, visit the personal banking contact us page.