CIBC Group Banking Plan

More value for your everyday banking

CIBC Smart™ Account

 Exclusive offer: no monthly fee for 12 months1

No more than a $14.95 monthly fee for unlimited transactions, including unlimited Interac e-Transfers®,2. Plus, set up a recurring payroll deposit and we will waive the monthly fee for one year.

Qualify for no-monthly banking fee if you maintain a minimum end of day balance of $3,000 each day after the 12 month period and complete a recurring direct deposit or two pre-authorized debits each month in your account.

With your Smart Account, get the CIBC Advantage Debit Card™ and shop online and around the world.

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Savings Accounts

 Competitive rates

Get closer to your goals with an account that best fits your savings needs.

Maximize your savings with high interest when your balance is $5,000 or more3

Build your savings with a competitive interest rate on every dollar saved when your balance is $3,000 or more4

Start your savings with a competitive interest rate on every dollar saved

For information on our full range of chequing and savings accounts, call CIBC Telephone Banking at 1-800-465-2422Opens your phone app. Alternatively, learn more about CIBC bank accounts.

No matter what your needs are, CIBC has the credit card designed for you

 Exclusive offer: First year annual fee waived5

CIBC's credit cards offer a wide range of benefits and services including travel rewards, cash back, and competitive interest rates.

To learn more about CIBC Credit Cards and compare the various features and benefits try the Credit Card Selector Tool.

This exclusive offer is only available at a CIBC branch. Please visit your nearest CIBC branch and talk to an advisor who can help you with the application process.

For information on our full range of CIBC Visa™ and Mastercard credit cards, call CIBC Telephone Banking at 1-800-465-2422Opens your phone app. Alternatively, learn more about CIBC Credit Cards.

Get more from your mortgage

Take advantage of our current mortgage offers. It makes sense to choose a CIBC mortgage today.

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Get customized mortgage solutions, cash back and great low rates

Need help with your mortgage questions?

Your CIBC Mortgage Advisor is your trusted guide to homeownership. From deciding whether you are ready to buy a home to choosing your best mortgage option and figuring out all the paperwork, our experts in mortgage financing can help answer all your questions.

Need flexibility and security? No problem. Our Mobile Mortgage Advisors will meet with you where and when you want, and lock in your rate while you shop for your home.

Reach your goals sooner

Your reasons for borrowing are as individual as you are. That's why CIBC offers secured and unsecured loans and lines of credit to suit your preferred payment schedule and budget.

CIBC Unsecured Loans and Personal Line of Credit

 Exclusive offer: 0.50% off CIBC's approved rate6

Get flexible access to the funds you need for family vacations, big ticket purchases or to consolidate higher interest debt, with a CIBC Personal Loan or Line of Credit. You'll enjoy:

  • Access to funds fast with a quick and easy approval process
  • Credit that is always available and easy to access with no security required

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CIBC Home Power® Line of Credit7

 Exclusive Offer: CIBC preferred rate6

Whether you want to renovate your home, make a major purchase, take advantage of an investment opportunity, or even purchase a residential property, use your home equity to access a higher credit limit at a lower interest rate.

  • The flexibility to repay as much or a little as you like*
  • A reusable source of credit without having to reapply
  • Convenient access to your funds 24 hours a day, 7 days a week

*Minimum payment is interest only

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For information on our full range of loans and lines of credit, call CIBC Telephone Banking at 1-800-465-2422Opens your phone app. Alternatively, learn more about CIBC Loans and Lines of credit.

Take control of your investments

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CIBC Investor's Edge® Account gives you the freedom to set your own agenda and make your own investment decisions. You can:

 Exclusive offer: Transfer out fee rebate

CIBC Investor's Edge will reimburse the transfer out fee of up to $135 for assets transferred in with a value of $25,000 or more10

For more information, visit our websiteOpens a new window in your browser, contact a CIBC Investor's Edge Investment Representative at 1-877-389-0039Opens your phone app, or visit your local CIBC branch.

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For information on our full range of investment solutions, call CIBC Telephone Banking at 1-800-465-2422Opens your phone app. Alternatively, learn more about CIBC Investments.

Expert Advice

At CIBC, we recognize that your financial needs will change throughout your life. Using the CIBC Financial HealthCheck™Opens in a new window. a CIBC advisor can work with you to identify your financial goals and steps to achieve them. It's your first step to feeling good financially™.

Get started with the CIBC Group Banking Plan today!

It's simple. Visit your nearest banking centre and just show any one of these documents:

  • Paystub
  • Business Card
  • Benefits Card
  • Membership Card

Get the app:

Get the mobile launcher: