CIBC Group Banking Plan

More value for your everyday banking

Choose from 2 great chequing accounts

CIBC Smart™ Account

 Exclusive offer: no monthly fee for 24 months1

Pay no monthly fee for 24 months and get unlimited transactions, including unlimited Interac e-Transfer® transactionswhen you set up a recurring payroll deposit.

After the 24-month offer ends:

  • Pay a smart monthly fee that adjusts to you. Starting at $4.95 for up to 12 transactions, $1.25 for each additional transaction and capped at $14.95 for unlimited transactions.
  • Want to keep paying no monthly fee? Keep a minimum balance of $3,000 at the end of each day and make a recurring direct deposit or 2 pre-authorized debits each month in your account.

Learn moreabout the CIBC Smart Account.

CIBC Smart™ Plus Account

 Exclusive offer: no monthly fee for 24 months1

Pay no monthly fee for 24 months and get an account that combines your day-to-day banking, overdraft protection and credit card needs into 1 convenient bundle, valued at over $500 each year with these benefits:

  • Unlimited transactions, including unlimited Interac e-Transfer transactions2
  • A premium CIBC credit card with an annual fee rebate3
  • Unlimited ATM withdrawals in Canada, the U.S. and internationally4
  • CIBC Overdraft Protection5

After the 24 month offer ends:

  • The monthly fee is $29.95
  • Want to keep paying no monthly fee? Maintain a minimum balance of $6,000 in your account or $100,000 in eligible Savings and Investments during the month.6

Learn moreabout the CIBC Smart Plus Account.


Savings accounts

 

Maximize your savings and earn high interest on every dollar you save.

For information on our full range of chequing and savings accounts, call CIBC Telephone Banking at 1-800-465-2422Opens your phone app. Alternatively, learn more about CIBC bank accounts.

No matter what your needs are, CIBC has the credit card designed for you

 Exclusive offer: First 2 years’ annual fee rebated6

CIBC credit cards offer a wide range of benefits and services including travel rewards, cash back and competitive interest rates.

To learn more about CIBC credit cards and compare the various features and benefits try the Credit Card Selector Tool.

This exclusive offer is only available at a CIBC Banking Centre. Visit your nearest banking centre and talk to an advisor who can help you with the application process. Find a banking centreOpens in a new window.

For information on our full range of CIBC Visa™ credit cards, call CIBC Telephone Banking at 1-800-465-2422Opens your phone app.. Alternatively, learn more about CIBC credit cards.

Get more from your mortgage

Take advantage of our current mortgage offers. It makes sense to choose a CIBC mortgage today.

Learn moreabout our mortgage offers.

For mortgages and major purchases

Ask about the CIBC Home Power Plan®. Your mortgage and home equity line of credit are brought together as 1, giving you flexibility and peace of mind.

 Get customized mortgage solutions, cash back and great low rates

Need help with your mortgage questions?

Your CIBC Mortgage Advisor is your trusted guide to homeownership. From deciding whether you are ready to buy a home to choosing your best mortgage option and figuring out all the paperwork, our experts in mortgage financing can help answer all your questions.

Need flexibility and security? No problem. Our Mobile Mortgage Advisors will meet with you where and when you want, and lock in your rate while you shop for your home.

Reach your goals sooner

Your reasons for borrowing are as individual as you are. That's why CIBC offers secured and unsecured loans and lines of credit to suit your preferred payment schedule and budget.

CIBC Home Power Plan Line of Credit7

 Exclusive offer: CIBC preferred rate8

Whether you want to renovate your home, make a major purchase, take advantage of an investment opportunity or even purchase a residential property, use your home equity to access a higher credit limit at a lower interest rate.

  • The flexibility to repay as much or a little as you like*
  • A reusable source of credit without having to reapply
  • Convenient access to your funds 24 hours a day, 7 days a week

*Minimum payment is interest only

Learn moreabout the CIBC Home Power Plan Line of Credit.

CIBC Unsecured Loans and Personal Line of Credit

 Exclusive offer: 0.50% off CIBC's approved rate8

Get flexible access to the funds you need for family vacations, big ticket purchases or to consolidate higher interest debt, with a CIBC Personal Loan or Line of Credit. You'll enjoy:

  • Access to funds fast with a quick and easy approval process
  • Credit that is always available and easy to access with no security required

Learn moreabout CIBC Unsecured Loans and Personal Line of Credit.

For information on our full range of loans and lines of credit, call CIBC Telephone Banking at 1-800-465-2422Opens your phone app.. Alternatively, learn more about CIBC Loans and Lines of Credit.

Take control of your investments

Learn moreOpens a in new window.

CIBC Investor’s Edge®

A CIBC Investor's Edge Account gives you the freedom to set your own agenda and make your own investment decisions. You can:

 Exclusive offer: Transfer-out fee rebate

CIBC Investor's Edge will reimburse the transfer-out fee of up to $150 for assets transferred in with a value of $25,000 or more11

For more information, visit our websiteOpens in a new window., contact a CIBC Investor's Edge Investment Representative at 1-877-389-0039Opens your phone app., or visit your nearest banking centreOpens in a new window..

Download nowOpens in a new window.

For information on our full range of investment solutions, call CIBC Telephone Banking at 1-800-465-2422Opens your phone app.. Alternatively, learn more about CIBC Investments.

Expert advice

At CIBC, we recognize that your financial needs will change throughout your life.

Using CIBC Financial HealthCheck™Opens in a new window., a CIBC advisor can work with you to identify your financial goals and steps to achieve them.

For more complex needs, CIBC Imperial Service® offers comprehensive financial planning and banking services tailored to meet your and your family’s goals.

Get started with the CIBC Group Banking Plan today

It's simple. Visit your nearest banking centre and just show any one of these documents:

  • Paystub
  • Business Card
  • Benefits Card
  • Membership Card

Get the app

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