Great choice with the CIBC RSP Daily Interest Savings Account (DISA)

Completing your application will only take about 5 minutes, so let's get started.

To continue, simply ensure:

  • This RSP is for your personal use and that you have reached the age of majority
  • You have your Social Insurance Number on hand
  • You have a CIBC Personal Account to use for your first contribution; if not, you can apply for an account online, or open an RSP by visiting a branch

Other items that you may need:

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About You

About You
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Date of birth
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Month
YYYY
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Required for Canadian Tax legislation purposes.
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Name:   
Age:
Date of birth: ,
Social Insurance Number:*** *** ***
Language preference:
Occupation category:
Occupation description:
Detailed description:
Address:
 
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Home phone:
Email:
Business phone: ext

Contribution Information

Contribution Information
Do you want to open a new RSP or invest in an existing RRSP?
Do you want to open a new RSP or invest in an existing RRSP?
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Minimum contribution is $25.00
Do you want to set up a recurring contribution?
Do you want to set up a recurring contribution?
Minimum contribution is $25.00
When should your recurring contributions begin?
DD
Month
YYYY
Start date selected must be at least 20 days from submission of this application.

The interest rate(s) above are subject to change without notice at any time. The actual rate(s) applicable to the product you selected will be the rate(s) in effect on the date your application is processed, which may vary from the rate(s) above. Interest is paid on the entire balance at the rate for the tier in which the total daily closing balance falls and is paid monthly.

The date of your contribution will be the next business day after your application is received. Provincial holidays are considered business days when determining a contribution date. Saturday, Sunday and federal holidays are considered non-business days.

A confirmation will be mailed to you once your application is processed and will provide the contribution date. Confirmations are considered to be received 5 business days after they are sent by mail.

You have 14 days from the date of the mailed confirmation to cancel this request.

All Online Banking RRSP DISA contribution dates are based on Eastern Time. For example, a contribution made at 10:00 pm Pacific Time will be considered to be made at 1:00 am Eastern Time the next day.

From existing CIBC account

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(5 digits incl. all 0's)
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(7 digits incl. all 0's)
Is this a joint account?
Is this a joint account?
Do you have single signing authority over the joint account you will debit for the investment?
Do you have single signing authority over the joint account you will debit for the investment?
Existing RRSP account:
Existing RRSP account:
Contribution amount:
 
Recurring contribution:
Recurring amount:
Annual interest rate:
Bonus interest: on new deposits
Total rate: on new deposits
Contributions frequency: ()
Start date of your recurring contributions: ,
From existing CIBC account
CIBC account:
Branch transit number:
Account number:

Terms and Conditions

IMPORTANT: Please read the Terms and Conditions and disclosures provided below which are part of this application. You must read them, and check the box indicating that you agree to be bound by them. You should print all of the Terms and Conditions and the disclosures below before proceeding to complete your application.

1.
You agree to the CIBC Retirement Savings Plan Agreement below.
2.
You agree to receive the CIBC Retirement Savings Plan Agreement and the disclosures regarding your investment, which are set out below, in electronic format through this online application:
3.
  1. If you are opening a new RSP:
    • You request that CIBC apply for registration of your plan as a Registered Retirement Savings Plan under the Income Tax Act (Canada) and applicable income tax legislation in your province/territory of residence as indicated in this application. You understand that most amounts withdrawn from the plan will be taxable.
    • CIBC may use this information to identify you, protect us both from fraud and error, understand your needs and eligibility for services, recommend particular products and services to meet your needs, provide ongoing service, and comply with legal and regulatory requirements. (The word "Information" means financial and financially-related information about you, including information to identify you or qualify you for products and services, or information that CIBC needs for regulatory requirements.) This is explained in the CIBC privacy brochure, Your Privacy is Protected, available at any branch or www.cibc.com, which describes how the CIBC group collects, uses, discloses, and retains information about you and the products and services you use.
    • Specific Consents

      a)  Direct Marketing: CIBC may tell you about products and services through direct mail, telephone, and other direct means.

      b)  Disclosure within the CIBC group: CIBC may share Information within the CIBC group, so that the CIBC group may tell you about products and services.

    • If you don't wish to consent to a) or b), you can contact CIBC at 1-800-465-2422 at any time. You will not be refused credit or other services just because you withdraw your consent to a) or b). The CIBC group includes CIBC and its subsidiaries that currently offer deposits, loans, mutual funds, securities trading, mortgages, trust and insurance services.
  2. If opening a new RSP or making a contribution to an existing RSP:
    • You authorize CIBC to withdraw the amount(s) that you have indicated from the CIBC deposit account you have indicated and to contribute the amount(s) to your new RSP or your existing RSP, all as set out in your application.
    • If you are purchasing an RSP GIC, you are presently located in Canada.

Your most recent Canada Revenue Agency Notice of Assessment should provide information on your RSP deduction limit.

Trademarks and Disclaimers

† Interest is calculated on each day’s final balance and paid monthly. Your entire account balance earns the rate displayed for your balance’s highest tier.

® Registered trademark of CIBC. CIBC Cube Design & “Banking that fits your life.” are trademarks of CIBC.

CIBC RSP Daily Interest Savings Account (DISA)

Features and benefits

  • Complete access to your money
  • Guaranteed principal and interest†
  • Great short-term alternative for your RRSP funds
  • No account fees (transfer fee may apply)
For assistance
Frequently Asked Questions

Call us at 1-866-525-8622

Did you know?

If you want to open or contribute to a Spousal RSP, you do so by visiting a CIBC Branch or calling CIBC Telephone Banking at 1-888-872-2422.

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Online Banking

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You can continue with a non pre-filled application.
  • Select 'Non Pre-filled Application' if you want to proceed with your application.
  • Select 'Cancel Application' if you want to delete and close your application.
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Online Banking

  • You have the option to create a description for your saved card number. Card descriptions can be up to 25 characters long, using any combination of letters and numbers. The description will appear on the Sign On page with your card number the next time you sign on.
  • If you prefer not to enter a description for your card, select Continue and proceed to Online Banking.
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Important: Do not use your password as your card description.

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Please Identify Yourself

  • In order to protect your information we need to verify your identity before pre-filling your application.
  • Please answer your Personal Verification Questions below.
  • If you cancel, you will be able to continue but your application will not be pre-filled.
Personal Verification Questions
Personal Verification Questions
Question
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Please enter your online banking credentials
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Are you sure you want to cancel? If you cancel this application, all your information will be lost permanently.

Feel free to give us a call at 1-866-525-8622, as we would be happy to help with any questions or concerns.
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We use multiple layers of protection when you access your online banking or investment accounts. Learn more

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Your Social Insurance Number (SIN) is a 9 - digit number issued by the government of Canada that is required in order to register your plan.

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All printed and mailed information received from CIBC will be in the language you selected.

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Your email address will be used to contact you for confirmations and status updates but will not replace the email address on file with CIBC.

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Note that we need your home address, not a P.O. Box number. If you wish to add a mailing address, please call 1-888-872-2422 or visit your local branch.

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You must provide your current occupation to apply. In order to add or update you must select an occupation field first.

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  • The date of your contribution will be the next business day after your purchase application is received. Provincial holidays are considered business days when determining a contribution date. Saturday, Sunday and federal holidays are considered non-business days.
  • For RSP contributions made on the last day for RRSP contributions, the date of the contribution will be the same date.
  • Applications submitted before 11:59 p.m. ET on December 31 of this year will be accepted for processing as part of your RRSP contribution for this year.
Note: All Online Banking RRSP DISA contribution dates are based on Eastern Time. For example, a contribution made at 10:00 pm Pacific Time will be considered to be made at 1:00 am Eastern Time the next day.
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An RRSP account that you already hold.

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Your existing RRSP account number is the account that holds your RRSP certificates.

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You'll find your transit number at the bottom of your cheque or in online banking.

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You'll find your account number at the bottom of your cheque or in online banking.


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