Step 1

Contact the CIBC Life Insurance Customer Care Centre

You can find your product name and corresponding telephone number here:

Insurance plan Contact number

Accident Protection Plan

Accident Recovery Plan

Accidental Death Insurance

CIBC Critical Illness Insurance, issued April 2017 onward

CIBC Hospital Cash Benefit Plan

CIBC Term Life Insurance, issued April 2017 onward

CIBC Term Life Insurance, issued 1994 to 1999

Critical Accident Plan

Guaranteed Acceptance Life Insurance

Hospital Protector Plan

Million Dollar Maximum Accident Plan

1-888-393-1110 Opens your phone app.

CIBC Term Life Protection Plan, issued after 2005 and up to March 2017

1-866-581-0320 Opens your phone app.

Step 2

If your initial complaint is unresolved

If your complaint is unresolved, escalate it to the CIBC Life Insurance Company Limited, Client Complaint Appeals Office:

CIBC Life Insurance Company Limited, Client Complaint Appeals Office

81 Bay Street, CIBC Square, Floor 24
Toronto, Ontario
M5J 0E7

Step 3

If your subsequent complaint to the appeals office is unresolved

If the complaint is still unresolved, contact the OmbudService for Life and Health Insurance (OLHI).

The OLHI provides a forum for the impartial and prompt complaint handling for consumers who have completed the internal complaints handling processes — available with CIBC Life Insurance Company Limited.

OmbudService for Life and Health Insurance (OLHI)

2 Bloor Street West, Suite 700
Toronto, Ontario
M4W 3E2

Québec residents

If you're a Québec resident and are dissatisfied with the outcome or with the examination of your complaint, you may request that your complaint file be transferred to the Autorité des marchés financiers (AMF). The AMF will proceed with their examination and may, if it considers it appropriate, offer mediation or conciliation services. However, the AMF cannot require a party to go to mediation. To arrange for the transfer of your complaint file and for more information please contact the AMF.

Financial Consumer Agency of Canada (FCAC)

The Financial Consumer Agency of Canada supervises all federally regulated financial institutions, which includes federally regulated insurance companies, for compliance with federal consumer protection laws, including the requirement to have a complaint-handling process in place. FCAC does not resolve individual complaints. 

If you have a problem with a financial product or service, you may file a complaint with CIBC Life Insurance Company Limited. 

If you are not satisfied with how your complaint has been handled, you can escalate the complaint to the following third-party complaints body:

OmbudService for Life and Health Insurance (OLHI)

2 Bloor Street West, Suite 700 
Toronto, Ontario 
M4W 3E2

If you want to know your rights or need information about CIBC Life Insurance Company Limited’s complaint-handling process, you may contact FCAC by online form, mail or telephone. FCAC uses information from consumer enquiries to support its mandate.

Phone

For service in English: 1-866-461-3222 Opens your phone app. 
For service in French: 1-866-461-2232 Opens your phone app. 
For calls from outside Canada: 613-960-4666 Opens your phone app.

Teletypewriter (TTY)

For Canada and the U.S.: 1-866-914-6097 Opens your phone app. 
For TTY calls from outside Canada: 613-947-7771 Opens your phone app.

Video Relay Service (VRS)

FCAC welcomes VRS calls. You do not need to authorize the relay service operator to communicate with FCAC. To learn more, visit Canada Video Relay Service Opens a new window..

Mailing address

Financial Consumer Agency of Canada 
427 Laurier Avenue West, 5th Floor 
Ottawa, Ontario 
K1R 7Y2

Concerned about privacy matters?

You can contact the Office of the Privacy Commissioner of Canada by:

Telephone (toll-free): 1-800-282-1376 Opens your phone app.
Telephone (in Ottawa): 613-995-8210 Opens your phone app.
Fax: 613-947-6850
Website: www.priv.gc.ca Opens a new window.