Protect your trip: How to purchase CIBC Travel Insurance

Ready to protect your next getaway but don’t know where to start? Whether you’re looking for medical coverage for a covered illness or injury while travelling or protection from unforeseen trip cancellations, interruptions or delays, CIBC Travel Insurance offers plans to meet your travel insurance needs.

CIBC Travel Insurance plans can help provide financial protection against certain unexpected events that may occur before or during your trip and can reimburse you for: 

• Emergency medical care and transportation expenses incurred due to a covered incident while on your trip
• Expenses to replace baggage and personal effects that are lost, stolen, damaged or delayed while travelling 
• Trip cancellations or interruptions if you: 
  • Have a covered illness or injury forcing you to cancel or interrupt your trip
  • Miss your departure due to a delay of a common carrier transportation or automobile, provided you allowed enough time for check-in as required by your travel supplier
  • Miss 25% or more of your trip due to adverse weather or a natural disaster
• Additional meals and accommodations up to $300 per day, to a maximum of $1,000

Consider the following before getting a quote:

• CIBC Travel Insurance coverage is available only for CIBC clients who are Canadian residents, covered by a valid Canadian provincial or territorial health insurance plan.
• Calculate your total trip costs, including all pre-paid, non-refundable expenses such as plane tickets, hotel accommodation, attraction tickets. This ensures you receive an accurate quote and the right protection for your trip.

The most convenient way to get a quote and buy CIBC Travel Insurance is online. Here’s how:

1. Visit the application page Opens a new window..
2. Select one or both of the following options:
   • Coverage for my eligible emergency medical expenses 
   • Coverage if my trip is cancelled, interrupted or my baggage is lost or delayed
3. Provide your trip details:
   • Number of travellers
   • Date of birth for each traveller
   • Total costs of your trip per traveller, if applicable
   • Your province of residence
   • Travel departure and return dates
4. Select the coverage option that’s right for you.
5. Review the Pre-Existing Medical Conditions and Stability Period information.
   • Check the proper boxes before continuing
   • Answer the medical questionnaire, if applicable
6. Enter your travel information.
7. Complete your purchase.

Prefer to purchase over the phone? Call 1-800-281-9109 Opens your phone app.. A licensed travel insurance agent can help you find the right plan.

After purchasing CIBC Travel Insurance, your plan documents will be sent to the email address provided during the quote process. While confirmation emails typically arrive within minutes, delivery may take 24 to 48 hours in some instances.

Planning to enjoy your trip a bit longer? To add more days of coverage to your purchased travel insurance plan, call 1-800-281-9109 Opens your phone app..

Note that if existing coverage has expired, a 48-hour waiting period applies. Any sickness that you experience during the first 48 hours after purchasing coverage is not covered, but injuries are eligible for coverage. 

However, if you have existing coverage that has not expired, either from a CIBC Travel Insurance policy you purchased or on your CIBC credit card, and you want to purchase additional days of coverage, no waiting period applies.

You also have 10 days after purchase to return your Certificate of Insurance for a full refund, provided you have not departed on your trip and a claim has not been incurred.

Ready to protect your next trip? Start the quote process and buy CIBC Travel Insurance today Opens a new window.. 

To compare the available plans, visit the CIBC Travel Insurance page. For more information, review the FAQ section for each plan.