Should I get pre-qualified or pre-approved?
Get pre-qualified for a CIBC mortgage. Opens in a new window.
You're thinking about buying your first home and you want to get a rough idea of how much you may qualify to borrow.
Get pre-approved for a CIBC mortgage. Opens in a new window.
You're ready to gather your financial documents, lock in a rate and confidently make an offer on your dream home.
|Get pre-qualified||Get pre-approved|
|How much can I borrow?||Get an estimate||Get a specific amount|
|How long will it take?||Just a few seconds with our pre-qualification tool||We can process most pre-approvals in a few business days|
|Can I lock in my interest rate?||No||Yes|
|Can I apply online?||Yes||Tell us a bit about yourself online and we'll instantly connect you with an expert who'll guide you through the process|
|Are there any costs or obligations?||No||No|