Apply for the CIBC Smart for Students account

Where are you located?

I'm in my home country

Set up and fund your student bank account from home with the CIBC Student Deposit Program. Then, when you arrive in Canada, visit any CIBC Banking Centre and we'll activate your bank account and get you started with a debit card.

Apply before coming to Canada

I'm already in Canada

Apply online in a few easy steps. You’ll need your personal information, Social Insurance Number and a Canadian residential address.