Smart Interest is rewarded when you save $200 or more in a month (not including interest earned). You can earn Smart interest in addition to your Regular Interest rate or Special Interest rate offer (if eligible) on your CIBC eAdvantage Savings Account. 

You’ll get Smart Interest on your total account balance, up to $200,000. If you have more than one CIBC eAdvantage Savings Account with the same account holder(s), you'll get Smart Interest when you save $200 across all of those accounts. Only one account will be designated to receive Smart Interest.

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